33 Oak St, Sparta, TN 38583 Property Records

White County property record for 33 Oak St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,136 sqft · built 1974
Lot Size	0.319 acres (13,923 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Nov 2022)
Tax Bill	$553 (2021)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093059F A 02200`

Property Details

APN / Parcel Number

Primary APN	`093059F A 02200`
Alternative APN	`059F A 02200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	96 sqft
Finished Basement	96 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,923 sqft (0.319 acres)
Lot Dimensions	153 ft deep x 91 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	272 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	33 OAK ST
City	SPARTA
State	TN
Zip	38583-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	DISTRICT: 1
Legal Subdivision	BURBURY ADD
Jurisdiction	WHITE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3026
Census Tract	935400

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 OAK ST, SPARTA, TN 38583-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 22, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
May 26, 2022	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	22005244
Deed Book / Page	RB521 / 203
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Nov 18, 2022
Property Address	33 OAK ST, SPARTA, TN 38583-2116
Document Number	0RB521/203
Book / Page	RB521 / 203
Instrument Date	Nov 14, 2022
Instrument	22005244
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$730.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 OAK ST, SPARTA, TN 38583-2116

Mortgage

Document Number	0022005245
Date	Nov 18, 2022
Instrument	22005245

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	33 OAK ST, SPARTA, TN 38583-2116
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00RB512/80
Date	Jun 22, 2022
Book Page	RB512/80
Instrument	22003025

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITE TN
Recording Date	May 26, 2022
Property Address	33 OAK ST, SPARTA, TN 38583-2116
Document Number	0RB510/220
Book / Page	RB510 / 220
Instrument Date	Apr 19, 2022
Instrument	22002573
Transaction Type	Foreclosure
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Tax	$366.30
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 OAK ST, SPARTA, TN 38583-2116

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,975 (+80.12%) Land $5,000 Building $40,975	$183,900 (+80.12%) Land $20,000 Building $163,900
2023		$25,525 Land $2,500 Building $23,025
2021	$553.00
2020			$102,100 Land $10,000 Building $92,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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