33 Oak Dr, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 33 Oak Dr, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,940 sqft · built 2008
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Tax Bill	$19,908 (2025)
Deeds & Mortgages	Oct 2025 Sale Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L10008000000`

Property Details

APN / Parcel Number

Primary APN	`L10008000000`
Alternative APNs	`GRAY M:018 B:310 L:008-000` `3820`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3820
Street Address	33 OAK DR
City	GRAY
State	ME
Zip	04039-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	FURBISH ACRES
Legal Block	310
Legal Lot Number	8-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3007
Census Tract	4701

Owner

33 Oak Dr is owned and occupied by an individual who acquired it in October 2025.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	33 OAK DR, GRAY, ME 04039-6621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Warranty Deed, Transfer
Sep 29, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SACO & BIDDEFORD SAVINGS
Mar 19, 2018	Deed of Trust, Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025
Deed Sale	Oct 27, 2025
Prior Sale	Sep 29, 2023 · Amount on File
Deed Book / Page	41823 / 325
Transfer Doc	26283-0019
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Oct 27, 2025
Property Address	33 OAK DR, GRAY, ME 04039-6621
Document Number	0418230325
Book / Page	41823 / 325
Instrument Date	Oct 2, 2025
Instrument	44508
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 OAK DR, GRAY, ME 04039-6621

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Sep 29, 2023
Property Address	33 OAK DR, GRAY, ME 04039-6621
Document Number	0403900140
Book / Page	40390 / 140
Instrument Date	Sep 25, 2023
Instrument	35079
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 275, CUMBERLAND, ME 04021-0275

Mortgage

Document Number	0000035080
Date	Sep 29, 2023
Instrument	35080

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	33 OAK DR, GRAY, ME 04039-6621
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347150037
Date	Mar 19, 2018
Book Page	34715/0037
Instrument	000000012015

Lender

Name	TD BANK NA

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 33 Oak Dr was $19,908, down 0.2% from the year before.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,908.00 (-0.18%)	$2,056,600 (+0.03%) Land $1,263,200 Building $793,400
2024	$19,943.00 (+30.77%)	$2,056,000 (+104.66%) Land $1,263,200 Building $792,800
2023	$15,250.00 (+8.82%)	$1,004,600 (-) Land $516,600 Building $488,000
2022	$14,014.00	$1,004,600 Land $516,600 Building $488,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 33 Oak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 33 Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures