33 Nicholas Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 33 Nicholas Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1969
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Sep 2000)
Tax Bill	$5,261 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`211-08`

Property Details

APN / Parcel Number

Primary APN	`211-08`
Alternative APN	`CUMB M:056 B:0036 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,632 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	211-08
Street Address	33 NICHOLAS DR
City	CUMBERLAND
State	RI
Zip	02864-3361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	36
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1001
Census Tract	11404

Owner

33 Nicholas Dr is owned and occupied by an individual who acquired it in April 2025.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	33 NICHOLAS DR, CUMBERLAND, RI 02864-3361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage COASTAL COMMUNITY BANK
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 29, 2025	Quit Claim Deed, Transfer HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2000 · Amount on File
Deed Sale	Sep 1, 2000 · Amount on File
Prior Sale	Jan 22, 1997 · Amount on File
Deed Book / Page	867 / 333
Last Transfer Date	Apr 25, 2025
Transfer Doc	002002-849
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 23, 2026
Property Address	33 NICHOLAS DR, CUMBERLAND, RI 02864-3361
Document Number	0000157112
Book / Page	2040 / 316
Instrument Date	Sep 15, 2026
Instrument	2026157112
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 NICHOLAS DR, CUMBERLAND, RI 02864-3361

Mortgage

Document Number	0000157112,
Date	Sep 23, 2026
Book Page	2040/316
Instrument	2026157112

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	33 NICHOLAS DR, CUMBERLAND, RI 02864-3361
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001907-923
Date	Oct 6, 2021
Book Page	1907/923
Instrument	128011

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Nov 1, 2033

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 29, 2025
Property Address	33 NICHOLAS DR, CUMBERLAND, RI 02864-3361
Document Number	002002-849
Book / Page	2002 / 849
Instrument Date	Apr 25, 2025
Instrument	149451
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 NICHOLAS DR, CUMBERLAND, RI 02864-3361

Mortgage

Document Number	0000149452
Date	May 29, 2025
Instrument	149452

Lender

Name	HARBORONE MORTGAGE

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 33 Nicholas Dr was $5,261, up 1.9% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,261.00 (+1.9%)	$525,600 (+24.9%) Land $257,200 Building $268,400	$544,530
2025	$5,163.00	$420,800 Land $185,900 Building $234,900
2023	$4,890.00 (+3.76%)	$420,800 (+33.84%) Land $185,900 Building $234,900
2022	$4,713.00	$314,400 Land $133,900 Building $180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Nicholas Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Nicholas Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nicholas Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures