33 Main St, Mc Graw, NY 13101 Property Records

Cortland County and Cortlandville Town property record for 33 Main St, Mc Graw, NY 13101

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 396 sqft · built 1930
Lot Size	0.033 acres (1,444 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jul 2014)
Tax Bill	$1,047 (2026)
Deeds & Mortgages	Mar 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`112203 88.15-01-23.000`

Property Details

APN / Parcel Number

Primary APN	`112203 88.15-01-23.000`
Alternative APN	`220308801500010230000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	396 sqft Living Area
1st Floor Area	396 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,444 sqft (0.033 acres)
Lot Dimensions	48.1 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	33 MAIN ST
City	MC GRAW
State	NY
Zip	13101-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05
Legal Block	1
Legal Lot Number	23.00
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLANDVILLE
Census Block Group	1
Census Block	1028
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main Street Historic District listed 1986 · 35 contributing resources · NRIS 86002773

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

33 Main St is owned and occupied by an individual who bought it in July 2014.

Source: Cortland County and Cortlandville Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	33 MAIN ST, MC GRAW, NY 13101-7701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2014 · Amount on File
Deed Sale	Jul 18, 2014 · Amount on File
Deed Document Number	20143244
Record Updated	Oct 29, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CORTLAND NY
Recording Date	Mar 4, 2019
Property Address	33 MAIN ST, MC GRAW, NY 13101-7701
Document Number	0000000831
Instrument Date	Jul 25, 2018
Instrument	831
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 ADAMS WAY #38 CORTLAND NY 130458994, 38, CORTLAND, NY 13045-8994

Tax Assessment & Valuation

The 2026 property tax bill for 33 Main St was $1,047, up 28% from the year before.

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Municipality	McGraw Village
Unified School District	McGraw Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,047.00 (+28%)
2025	$818.00	$20,000 Land $5,200 Building $14,800	$31,746 Land $8,254 Building $23,492
2023	$385.00	$20,000 Land $5,200 Building $14,800	$28,571 Land $7,428 Building $21,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1981–2013)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jul 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCGRAW VILLAGE serves 1,306 people · EPA ID NY1101758
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	12 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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