Flagler County property record for 33 Ludlow Ln E, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,356 sqft · built 2005 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Oct 2005) |
| Tax Bill | $5,913 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7037-00090-0050 |
| Primary APN | 07-11-31-7037-00090-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 3,095 sqft |
| 1st Floor Area | 2,356 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,106 sqft (0.232 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 33 LUDLOW LN E |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 37 BLOCK 00009 LOT 0005 SUBDIVISION COMPLETION YEAR 1981 OR 209 PG 0777 OR 1104 PG 1523 OR 1267 PG 521 OR 1340 PG 172 OR 1499 PG 252 OR 2193/284 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 60216 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1420 S OCEAN SHORE BLVD, FLAGLER BEACH, FL 32136-3701 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 16, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2005 · Amount on Record |
| Deed Sale | Oct 20, 2005 · Amount on Record |
| Prior Sale | Jun 17, 2005 · Amount on Record |
| Deed Document Number | 200564831 |
| Deed Book / Page | 1340 / 172 |
| Last Transfer Date | Feb 22, 2017 |
| Transfer Doc | 0021930284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 33 LUDLOW LN W, PALM COAST, FL 32137-9558 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024391634 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 2439/1634 |
| Instrument | 2020016802 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 10, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 16, 2017 |
| Property Address | 33 LUDLOW LN W, PALM COAST, FL 32137-9558 |
| Document Number | 0021930284 |
| Book / Page | 2193 / 0284 |
| Map Reference | MB13 PG1-29 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 2017009363 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | AGENTS CHOICE TITLE LC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 33 LUDLOW LANE, PALM COAST, FL 32137 |
| Document Number | 2017009364 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 2017009364 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2037 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,913.00 (+0.97%) | $325,362 (+2.54%) Land $55,500 Building $269,862 | $325,362 (+2.54%) Land $55,500 Building $269,862 |
| 2024 | $5,856.00 (-0.37%) | ||
| 2023 | $5,878.00 (+205.99%) | $317,307 (+120.84%) Land $46,500 Building $270,807 | $317,307 (+2.46%) Land $46,500 Building $270,807 |
| 2022 | $1,921.00 Homeowner's exemption | $143,685 | $309,700 Land $47,000 Building $262,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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