Westchester County and New Castle Town property record for 33 Ludlow Dr, Chappaqua, NY 10514
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,703 sqft · built 1941 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,225,000 (Aug 2016) |
| Tax Bill | $41,335 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 81.11-2-29 |
| Primary APN | 553600 81.11-2-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,703 sqft Living Area |
| 1st Floor Area | 2,004 sqft |
| 2nd Floor Area | 1,699 sqft |
| Upper Floors Area | 441 sqft |
| Basement Area | 494 sqft |
| Finished Basement | 494 sqft |
| Unfinished Basement | 494 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Mixed |
| Garage Area | 586 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Patio Area | 927 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 2367000 |
|---|---|
| Street Address | 33 LUDLOW DR |
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Subdivision | SEVEN BRIDGES PARK EAST |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 13104 |
33 Ludlow Dr is owned and occupied by two individuals who bought it in August 2016.
Source: Westchester County and New Castle Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 LUDLOW DR, CHAPPAQUA, NY 10514-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2016 · Amount on File |
| Deed Sale | Aug 9, 2016 · Amount on File |
| Prior Sale | Aug 26, 2008 · Amount on File |
| Deed Document Number | 2016562013622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 33 LUDLOW DR, CHAPPAQUA, NY 10514-1220 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 33 LUDLOW DR, CHAPPAQUA, NY 10514-1220 |
| Document Number | 0630813025 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 630813025 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | Other |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 33 LUDLOW DR, CHAPPAQUA, NY 10514-1220 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 33 LUDLOW DR, CHAPPAQUA, NY 10514-1220 |
| Document Number | 0630813026 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 630813026 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | Other |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 33 LUDLOW DR, CHAPPAQUA, NY 10514-1220 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 33 LUDLOW DR, CHAPPAQUA, NY 10514-1220 |
| Document Number | 0621083046 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 621083046 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 33 Ludlow Dr was $41,335, up 139.7% from the year before.
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,335.00 (+139.71%) | ||
| 2025 | $17,244.00 | $243,750 (-) Land $60,000 Building $183,750 | $1,747,312 (+0.86%) Land $430,108 Building $1,317,204 |
| 2024 | $243,750 (-) Land $60,000 Building $183,750 | $1,732,409 (+5.19%) Land $426,439 Building $1,305,970 | |
| 2023 | $243,750 Land $60,000 Building $183,750 | $1,646,959 Land $405,405 Building $1,241,554 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 33 Ludlow Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 11 (1979–2021) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Ludlow Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable | 940 / 35 |
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