33 Lori Dr, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 33 Lori Dr, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1990
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$177,900 (Jan 2022)
Tax Bill	$5,086 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Sep 2008 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`493089 153.12-2-82`

Property Details

APN / Parcel Number

Primary APN	`493089 153.12-2-82`
Alternative APNs	`308915301200020820000000` `00000007968`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000007968
Street Address	33 LORI DR
City	APALACHIN
State	NY
Zip	13732-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	2
Legal Lot Number	82.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	3
Census Block	3010
Census Tract	20402

Owner

33 Lori Dr is owned by an individual who bought it in January 2022.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1526 ORCHARD DR, WILLIAMSTOWN, NJ 08094-3345
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2018	Deed of Trust, Mortgage VISIONS FEDERAL CREDIT UNION
Sep 5, 2008	Deed of Trust, Mortgage WELLS FARGO BANK NA
Jan 14, 2005	Deed of Trust, Mortgage CENDANT MORTGAGE GROUP
Jun 3, 2015	Deed of Trust, Mortgage WELLS FARGO BANK NA
Dec 6, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA
Aug 9, 2006	Deed of Trust, Mortgage GUTHRIE FEDERAL CREDIT UNION
Jan 7, 2022	Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Aug 6, 2001 · Amount on File
Deed Document Number	2022121
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	33 LORI DR, APALACHIN, NY 13732-3904
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18000001106
Date	Mar 19, 2018
Instrument	180-00001106

Lender

Name	VISIONS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	33 LORI DR, APALACHIN, NY 13732-3904
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160602001
Date	Sep 5, 2008
Instrument	0160602001

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	304 Months
Due	Jan 1, 2034

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	33 LORI DR, APALACHIN, NY 13732-3904
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116833003
Date	Jan 14, 2005
Instrument	0116833003

Lender

Name	CENDANT MORTGAGE GROUP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	276 Months
Due	Jan 1, 2028

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	33 LORI DR, APALACHIN, NY 13732-3904
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0500002049
Date	Jun 3, 2015
Instrument	0500002049

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	79 Months
Due	Jan 1, 2022

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	33 LORI DR, APALACHIN, NY 13732-3904
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400004209
Date	Dec 6, 2024
Instrument	2024-00004209

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2045

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	33 LORI DR, APALACHIN, NY 13732-3904
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135229001
Date	Aug 9, 2006
Instrument	0135229001

Lender

Name	GUTHRIE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Jan 7, 2022
Property Address	33 LORI DR, APALACHIN, NY 13732-3904
Document Number	2022000000121
Instrument Date	Dec 30, 2021
Instrument	20220-00000121
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 ORCHARD DR, WILLIAMSTOWN, NJ 08094-3345

Mortgage

Document Number	22000000122
Date	Jan 7, 2022
Instrument	220-00000122

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 33 Lori Dr was $5,086, down 0.3% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,086.00 (-0.29%)
2025	$5,101.00	$90,900 Land $14,300 Building $76,600	$173,971 Land $27,368 Building $146,603
2023		$90,900 Land $14,300 Building $76,600	$168,333 Land $26,481 Building $141,852
2019	$1,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Lori Dr in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	95 (1983–2018)
Claims Outside the SFHA	28 of 95
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 37 claims Remnants Of Tropical Storm Lee, Sep 2011 · 44 claims Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Lori Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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