33 Locust Hill Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 33 Locust Hill Rd, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,370 sqft · built 1980
Lot Size	5.15 acres (224,334 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Dec 2019)
Tax Bill	$9,105 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-14F-106`

Property Details

APN / Parcel Number

Primary APN	`27-28-14F-106`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,370 sqft Living Area
1st Floor Area	1,670 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	224,334 sqft (5.15 acres)
Terrain	Below Road/Slope
View / Lot	Cul-de-sac
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	398 sqft
Deck Area	56 sqft
Patio Area	577 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	33 LOCUST HILL RD
City	CINCINNATI
State	OH
Zip	45245-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WASHINGTONS MILITARY SURVEY NO 403
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1018
Census Tract	41506

Owner

33 Locust Hill Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Clermont County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 LOCUST HILL RD, CINCINNATI, OH 45245-3113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Sep 27, 2011 · Amount on File
Deed Document Number	201928988
Deed Book / Page	2826 / 1450
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	33 LOCUST HILL RD, CINCINNATI, OH 45245-3113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005977
Date	Mar 16, 2017
Book Page	2695/0673
Instrument	201700005977

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	33 LOCUST HILL RD, CINCINNATI, OH 45245-3113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036829
Date	Dec 23, 2020
Book Page	2863/4725
Instrument	202000036829

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 18, 2019
Property Address	33 LOCUST HILL RD, CINCINNATI, OH 45245-3113
Document Number	0000028988
Book / Page	2826 / 1450
Instrument Date	Dec 9, 2019
Instrument	201900028988
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	33 LOCUST HILL RD, CINCINNATI, OH 45245-3113

Mortgage

Document Number	0000028989
Date	Dec 18, 2019
Instrument	201900028989

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 33 Locust Hill Rd was $9,105 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	New Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,105.00	$209,450 Land $87,750 Building $121,700
2024			$598,400 (-) Land $250,700 Building $347,700
2023	$17,332.00 (+162.09%) Homeowner's exemption	$209,450 (+61.3%) Land $87,750 Building $121,700	$598,400 Land $250,700 Building $347,700
2022	$6,613.00 Homeowner's exemption	$129,850 Land $54,390 Building $75,460
2020			$371,000 Land $155,400 Building $215,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33 Locust Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Locust Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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