33 Live Oak Dr, San Mateo, CA 94403 Property Records

San Mateo County property record for 33 Live Oak Dr, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,942 sqft · built 2014
Lot Size	0.088 acres (3,838 sqft)
Owner	2 Trust Names on File
Last Sale	$2,205,000 (Apr 2018)
Tax Bill	$29,861 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-430-130`

Property Details

APN / Parcel Number

Primary APN	`038-430-130`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,942 sqft Living Area
1st Floor Area	1,119 sqft
2nd Floor Area	1,186 sqft
Basement Area	637 sqft
Finished Basement	637 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	3,838 sqft (0.088 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	33 LIVE OAK DR
City	SAN MATEO
State	CA
Zip	94403-3174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 OF VERONA RIDGE SUB RSM 133/84-90
Legal Subdivision	VERONA RIDGE SUB
Legal Lot Number	13
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2004
Census Tract	606700

Owner

33 Live Oak Dr is owner-occupied and held in a trust since November 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	33 LIVE OAK DR, SAN MATEO, CA 94403-3174
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 6, 2021	Intrafamily Transfer, Transfer
Apr 27, 2018	Grant Deed, Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Prior Sale	Nov 26, 2014 · Amount on File
Deed Document Number	201832345
Last Transfer Date	Nov 23, 2021
Transfer Doc	0000166728
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	33 LIVE OAK DR, SAN MATEO, CA 94403-3174
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 LIVE OAK DR, SAN MATEO, CA 94403-3174

Mortgage

Document Number	0000166494
Date	Dec 6, 2021
Instrument	2021-166494

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 6, 2021
Property Address	33 LIVE OAK DR, SAN MATEO, CA 94403-3174
Document Number	0000166728
Map Reference	MB 133 PG 84-90
Instrument Date	Nov 23, 2021
Instrument	2021-166728
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 LIVE OAK DR, SAN MATEO, CA 94403-3174

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 27, 2018
Property Address	33 LIVE OAK DR, SAN MATEO, CA 94403-3174
Document Number	0000032345
Map Reference	MB133 PG84-90
Instrument Date	Apr 18, 2018
Instrument	2018-032345
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	33 LIVE OAK DR, SAN MATEO, CA 94403-3174

Mortgage

Document Number	0000032346
Date	Apr 27, 2018
Instrument	2018-032346

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.52%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.52%

Tax Assessment & Valuation

The 2025 property tax bill for 33 Live Oak Dr was $29,861 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,559,084 (+2%) Land $1,624,817 Building $934,267
2025	$29,861.00 Homeowner's exemption	$2,508,907 Land $1,592,958 Building $915,949
2023	$29,075.00 (+1.3%) Homeowner's exemption	$2,411,485 Land $1,531,102 Building $880,383	$2,555,910
2022	$28,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Live Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Live Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile.

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