33 Leo Dr, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 33 Leo Dr, Gardner, MA 01440 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,300 sqft · built 1962
Lot Size	0.487 acres (21,200 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2019)
Tax Bill	$53 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:J-35 B:0028 L:0011`

Property Details

APN / Parcel Number

Primary APN	`M:J-35 B:0028 L:0011`
Alternative APN	`GARD M:H37 B:25 L:11`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	3,176 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,200 sqft (0.487 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	33 LEO DR
City	GARDNER
State	MA
Zip	01440-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	25
Legal Lot Number	11
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1023
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN M:J-35 B:0028 L:0011

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	33 LEO DR, GARDNER, MA 01440-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 21, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 01, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 06, 2019	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Jun 28, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2019 · Amount on Record
Deed Sale	Aug 06, 2019 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	201977935
Deed Book / Page	60837 / 389
Last Transfer Date	Oct 10, 2023
Transfer Doc	069794-313
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 15, 2026
Property Address	33 LEO DR, GARDNER, MA 01440-1211
Document Number	073445-389
Book / Page	73445 / 389
Instrument Date	Apr 14, 2026
Instrument	202628655
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33 LEO DR, GARDNER, MA 01440-1211

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Oct 24, 2023
Property Address	33 LEO DR, GARDNER, MA 01440-1211
Document Number	069794-313
Book / Page	69794 / 313
Instrument Date	Oct 10, 2023
Instrument	88538
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 LEO DR, GARDNER, MA 01440-1211

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	33 LEO DR, GARDNER, MA 01440-1211
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066343-312
Date	Oct 21, 2021
Book Page	66343/312
Instrument	147767

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 01, 2049

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	33 LEO DR, GARDNER, MA 01440-1211
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068431-247
Date	Nov 01, 2022
Book Page	68431/247
Instrument	118073

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2047

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 06, 2019
Property Address	33 LEO DR, GARDNER, MA 01440-1211
Document Number	60837-389
Book / Page	60837 / 389
Instrument Date	Aug 06, 2019
Instrument	77935
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 LEO DR, GARDNER, MA 01440-1211

Mortgage

Document Number	77936
Date	Aug 06, 2019
Instrument	77936

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	GARDNER MA
Recording Date	Jun 28, 2018
Property Address	33 LEO DR, GARDNER, MA 01440-1211
Document Number	59021-372
Book / Page	059021 / 000372
Instrument Date	Jun 21, 2018
Instrument	65020
Transaction Type	Foreclosure
Record Updated	Jul 17, 2018

Transaction

Amount	Amount Recorded
Tax	$364.80
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17 LAURELWOOD RD STERLING MA 015642220, STERLING, MA 01564-2220

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$53.00 (-99.03%)	$375,700 (+3.21%) Land $82,800 Building $292,900	$378,100
2024	$5,456.00 (+7.87%)	$364,000 (+16.07%) Land $75,200 Building $288,800
2023	$5,058.00	$313,600 Land $74,100 Building $239,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277074001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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