33 Lakeview Ter, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 33 Lakeview Ter, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,299 sqft · built 1957
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jan 2005)
Tax Bill	$11,901 (2025)
Deeds & Mortgages	Jun 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`48-05001-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`48-05001-0000-00028`
Alternative APN	`480500100028`

Interior

Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	1,299 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	33 LAKEVIEW TER
City	RAMSEY
State	NJ
Zip	07446-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.293AC
Legal Block	5001
Legal Lot Number	28
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1005
Census Tract	44201

Owner

33 Lakeview Ter is owned and occupied by two individuals who bought it in January 2005.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 LAKEVIEW TER, RAMSEY, NJ 07446-2026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2005 · Amount on File
Deed Sale	Jan 6, 2005 · Amount on File
Deed Book / Page	8767 / 612
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	33 LAKEVIEW TER, RAMSEY, NJ 07446-2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	LIBERTY TITLE & ESCROW COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032591077
Date	Jun 5, 2019
Book Page	3259/1077
Instrument	19-035168

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 33 Lakeview Ter was $11,901, down 6.6% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,000 (+0.35%) Land $359,000 Building $221,000	$580,000 (+0.35%) Land $359,000 Building $221,000
2025	$11,901.00 (-6.63%)	$578,000 Land $359,000 Building $219,000	$578,000 Land $359,000 Building $219,000
2024	$12,746.00
2023		$406,000 Land $272,000 Building $134,000	$406,000 Land $272,000 Building $134,000
2022	$10,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Lakeview Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Lakeview Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20