Contra Costa County property record for 33 Lakeridge Ct, San Ramon, CA 94582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,488 sqft · built 1989 |
| Lot Size | 0.074 acres (3,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,325,000 (Nov 2025) |
| Tax Bill | $10,818 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 217-240-009-1 |
| Primary APN | 217-240-009-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 837 sqft |
| 2nd Floor Area | 651 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cluster |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 3,200 sqft (0.074 acres) |
| View / Lot | Lake/Pond |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 33 LAKERIDGE CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-4834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6550 L281 |
| Legal Subdivision | SUBDIVISION 6550 |
| Legal Tract | 6550 |
| Legal Lot Number | 281 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 345117 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 LAKERIDGE CT, SAN RAMON, CA 94582-4834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 24, 2025 | Grant Deed, Transfer · Conventional Mortgage BMO BANK NA |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Deed Document Number | 2025131759 |
| Prior Transfer Date | Mar 29, 2004 |
| Prior Transfer Doc | 0000111294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 24, 2025 |
| Property Address | 33 LAKERIDGE CT, SAN RAMON, CA 94582-4834 |
| Document Number | 0000131759 |
| Map Reference | MB 308 PG 30 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025- 131759 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 33 LAKERIDGE CT, SAN RAMON, CA 94582-4834 |
| Document Number | 0000131760 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025- 131760 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 33 LAKERIDGE CT, SAN RAMON, CA 94582-4834 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000109276 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020-109276 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 20, 2017 |
| Property Address | 33 LAKERIDGE CT, SAN RAMON, CA 94582-4834 |
| Document Number | 0000193473 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 193473 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 LAKERIDGE CT SAN RAMON CA 945824834, SAN RAMON, CA 94582-4834 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 20, 2017 |
| Property Address | 33 LAKERIDGE CT, SAN RAMON, CA 94582-4834 |
| Document Number | 0000193472 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 193472 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 LAKERIDGE CT SAN RAMON CA 945824834, SAN RAMON, CA 94582-4834 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,325,000 (+50.26%) Land $1,035,000 Building $290,000 | |
| 2025 | $10,818.00 (+4.15%) Homeowner's exemption | $881,812 (+4.04%) Land $654,249 Building $227,563 |
| 2023 | $10,387.00 (+1.58%) Homeowner's exemption | $847,572 Land $628,845 Building $218,727 |
| 2022 | $10,225.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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