33 Haversack Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 33 Haversack Rd, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,870 sqft · built 2004
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$194,500 (Sep 2016)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 5 380`

Property Details

APN / Parcel Number

Primary APN	`18A 5 380`
Alternative APN	`9928`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,870 sqft Living Area
Gross Area	5,334 sqft
1st Floor Area	2,520 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	276 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9928
Street Address	33 HAVERSACK RD
City	PALMYRA
State	VA
Zip	22963-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INST 240000553 CROFTON-5 LOT 380 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	38
Legal Lot Number	380
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2013
Census Tract	20104

Owner

Source: Fluvanna County records · APN 18A 5 380

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	33 HAVERSACK RD, PALMYRA, VA 22963-2918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 05, 2017	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2016 · Amount on Record
Deed Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	20162823
Last Transfer Date	Jan 10, 2024
Transfer Doc	0000000553
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	33 HAVERSACK RD, PALMYRA, VA 22963-2918
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000654
Date	Mar 25, 2024
Instrument	240000654

Lender

Name	CARTER BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	33 HAVERSACK RD, PALMYRA, VA 22963-2918
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	ALEXANDER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004904
Date	Sep 28, 2021
Instrument	210004904

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 01, 2046

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	33 HAVERSACK RD, PALMYRA, VA 22963-2918
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1701435
Date	May 05, 2017
Instrument	1701435

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,800 (-) Land $30,000 Building $423,800	$453,800 (-) Land $30,000 Building $423,800
2025	$3,426.00 (+14.39%)	$453,800 (+27.87%) Land $30,000 Building $423,800	$453,800 (+27.87%) Land $30,000 Building $423,800
2023		$354,900 Land $30,000 Building $324,900	$354,900 Land $30,000 Building $324,900
2022	$2,995.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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