33 Harrows Ln, Purchase, NY 10577 Property Records

Westchester County and Harrison Town property record for 33 Harrows Ln, Purchase, NY 10577

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,071 sqft · built 1986
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$1,612,000 (Aug 2004)
Tax Bill	$35,881 (2026)
Deeds & Mortgages	Nov 2022 Refinance Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`552801 0672.-18`

Property Details

APN / Parcel Number

Primary APN	`552801 0672.-18`
Alternative APNs	`5528000006720000018` `000042730`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,071 sqft Living Area
1st Floor Area	3,269 sqft
2nd Floor Area	802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	968 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000042730
Street Address	33 HARROWS LN
City	PURCHASE
State	NY
Zip	10577-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	SUBDIVISION MAP OF SOMERSET
Legal Lot Number	18
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	4
Census Block	4027
Census Tract	8602

Owner

33 Harrows Ln is owned and occupied by two individuals who bought it in August 2004.

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 HARROWS LN, PURCHASE, NY 10577-1708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Nov 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 13, 2019	Loan Modification, Mortgage WELLS FARGO BK
Apr 13, 2018	Loan Modification, Mortgage · VA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2004 · Amount on File
Deed Sale	Aug 30, 2004 · Amount on File
Deed Document Number	200442050617
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	33 HARROWS LN, PURCHASE, NY 10577-1708
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 HARROWS LN, PURCHASE, NY 10577-1708

Mortgage

Document Number	0623223105
Date	Nov 18, 2022
Instrument	623223105

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	351 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.87%
Index	Other
Max Rate	6.87%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	33 HARROWS LN, PURCHASE, NY 10577-1708
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 HARROWS LN, PURCHASE, NY 10577-1708

Mortgage

Document Number	0623223104
Date	Nov 18, 2022
Instrument	623223104

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.87%
Index	Other
Max Rate	6.87%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	33 HARROWS LN, PURCHASE, NY 10577-1708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INTERCOASTAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591783384
Date	Jun 28, 2019
Instrument	591783384

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	33 HARROWS LN, PURCHASE, NY 10577-1708
Document Number	0591783396
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	INTRACOASTAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	33 HARROWS LN PURCHASE NY 105771708, PURCHASE, NY 10577-1708

Mortgage

Document Number	0591783396
Date	Jun 28, 2019
Book Page	059178/003396

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	33 HARROWS LN, PURCHASE, NY 10577-1708
Document Number	0581153541
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	INTRACOASTAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 HARROWS LN PURCHASE NY 105771708, PURCHASE, NY 10577-1708

Mortgage

Document Number	0581153541
Date	Apr 26, 2018
Book Page	058115/003541

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 33 Harrows Ln was $35,881, up 3.3% from the year before.

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$35,881.00 (+3.31%)
2025	$34,733.00	$22,250 (+3.01%) Land $4,100 Building $18,150	$1,918,103 (+0.35%) Land $353,448 Building $1,564,655
2024		$21,600 (-) Land $2,600 Building $19,000	$1,911,505 (+3.54%) Land $230,089 Building $1,681,416
2023		$21,600 Land $2,600 Building $19,000	$1,846,154 Land $222,222 Building $1,623,932

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33 Harrows Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	13 (1984–2022)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Harrows Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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