33 Hard St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 33 Hard St, Naugatuck, CT 06770

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1985
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Mar 1996)
Tax Bill$6,423 (2026)
Deeds & MortgagesJul 2024 Refinance
Flood ZoneZone X (minimal risk)
APNNAUG M:6-36W78

Property Details

APN / Parcel Number

Primary APNNAUG M:6-36W78
Alternative APNs
  • NAUG M:032 L:5260
  • AQ12 36W78
  • 032-5260
  • 32-5260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
Gross Area2,120 sqft
1st Floor Area1,080 sqft
Basement Area960 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number32-5260
Street Address33 HARD ST
CityNAUGATUCK
StateCT
Zip06770-4516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal Lot Number5260
JurisdictionNAUGATUCK CT
Township / Civil DivisionNAUGATUCK
Census Block Group2
Census Block2004
Census Tract345300

Owner

33 Hard St is owned and occupied by an individual who bought it in March 1996.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address33 HARD ST, NAUGATUCK, CT 06770-4516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 1996 · Amount on File
Deed SaleMar 20, 1996 · Amount on File
Deed Book / Page425 / 585
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Property Address33 HARD ST, NAUGATUCK, CT 06770-4516
Transaction TypeMortgage
Record UpdatedJul 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001141-662
DateJul 3, 2024
Book Page1141/662
Instrument2024-1704
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 33 Hard St was $6,423, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNaugatuck Borough
Unified School DistrictNaugatuck School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,423.00 (+1.63%)$158,830 (-) Land $27,300 Building $131,530$297,731 (+167.79%)
2025$6,320.00$158,830 Land $27,300 Building $131,530$111,181 Land $19,110 Building $92,071
2024$6,320.00 (-11.09%)
2023$7,108.00 (+29.68%)$158,830 (+38.37%) Land $27,300 Building $131,530
2022$5,481.00$114,790 Land $29,260 Building $85,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Hard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Hard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NAUGATUCK REGION-CENTRAL SYSTEM
private · serves 22,735 people · EPA ID CT0880011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Hard St

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