33 Grove St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 33 Grove St, Spencer, MA 01562

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,740 sqft · built 1880
Lot Size	0.672 acres (29,254 sqft)
Owner	Individual Name on File
Last Sale	$432,000 (Dec 2023)
Tax Bill	$4,537 (2026)
Deeds & Mortgages	Sep 2023 Refinance Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U20 B:00002 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U20 B:00002 L:00000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,740 sqft Living Area
Gross Area	4,195 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,254 sqft (0.672 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	33 GROVE ST
City	SPENCER
State	MA
Zip	01562-1790
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	VR
Legal Subdivision	DEFINITIVE PLAN MAPLEVALE
Legal Block	2
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1004
Census Tract	726200

Owner

33 Grove St, a triplex, is owned and occupied by an individual who bought it in December 2023.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	33 GROVE ST, SPENCER, MA 01562-1790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Dec 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMESPIRE MORTGAGE
Aug 6, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Aug 6, 2019 · Amount on File
Deed Book / Page	69952 / 76
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	33 GROVE ST, SPENCER, MA 01562-1790
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	069600-225
Date	Sep 1, 2023
Book Page	69600/225
Instrument	73208

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Dec 1, 2023
Property Address	33 GROVE ST, SPENCER, MA 01562-1790
Document Number	0069952-76
Book / Page	69952 / 76
Instrument Date	Dec 1, 2023
Instrument	101151
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 GROVE ST, SPENCER, MA 01562-1790

Mortgage

Document Number	0000101152
Date	Dec 1, 2023
Instrument	101152

Lender

Name	HOMESPIRE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Aug 6, 2019
Property Address	33 GROVE ST, SPENCER, MA 01562-1790
Document Number	60838-98
Book / Page	60838 / 98
Instrument Date	Jul 26, 2019
Instrument	77963
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 JONES ST, SPENCER, MA 01562-1770

Mortgage

Document Number	77964
Date	Aug 6, 2019
Instrument	77964

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 33 Grove St was $4,537, up 10,211.4% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,537.00 (+10,211.36%)	$413,200 (+9.98%) Land $57,900 Building $355,300
2025	$44.00 (-98.72%)	$375,700 (+24.57%) Land $50,400 Building $325,300
2024	$3,450.00 (+11.61%)	$301,600 (+17.67%) Land $50,400 Building $251,200
2023	$3,091.00	$256,300 Land $50,400 Building $205,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 33 Grove St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Grove St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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