33 Graystone Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 33 Graystone Ct, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,595 sqft · built 1985
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$239,900 (Dec 2020)
Tax Bill$3,478 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN451170A016

Property Details

APN / Parcel Number

Primary APN451170A016
Alternative APN
  • 3-0161-5650-00-0016.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,595 sqft Living Area
1st Floor Area1,595 sqft
Basement Area1,581 sqft
Finished Basement1,107 sqft

Exterior

Year BuiltBuilt 1985
Architectural StyleRanch
Exterior MaterialStone
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number451170A016
Old Parcel Number451170A016
Street Address33 GRAYSTONE CT
CitySAINT CHARLES
StateMO
Zip63303-5163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionGRAYSTONE #1 LOT 16
Legal Range05E
Legal Township46N
Legal SubdivisionGRAYSTONE
Legal Lot Number16
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1000
Census Tract310902

Owner

33 Graystone Ct is owned and occupied by two individuals who bought it in December 2020.

Source: St. Charles County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address33 GRAYSTONE CT, SAINT CHARLES, MO 63303-5163
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2020 · Amount on File
Deed SaleDec 9, 2020 · Amount on File
Deed Document Number0202096409
Deed Book / Page2020 / 96409
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 9, 2020
Property Address33 GRAYSTONE CT, SAINT CHARLES, MO 63303-5163
Document Number0000096409
Instrument DateDec 1, 2020
Instrument96409
Transaction TypeTransfer
Record UpdatedMar 9, 2021
Title CompanyOTHER

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address33 GRAYSTONE CT ST CHARLES MO 633035163, ST CHARLES, MO 63303-5163

Mortgage

Document Number96411
DateDec 9, 2020
Instrument96411
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189
Agreement
AmountAmount on Record

Mortgage

Document Number96410,
DateDec 9, 2020
Instrument96410
Lender
NameDAS ACQUISITION
AddressST LOUIS, MO 63141
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 33 Graystone Ct was $3,478.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,478.00$60,355$317,660 Land $50,000 Building $267,660
2023$52,542
2022$276,538 Land $50,000 Building $226,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33 Graystone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims11 (1979–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Graystone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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