33 Garrett Ln, Freeport, FL 32439 Property Records

Walton County property record for 33 Garrett Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,888 sqft · built 1998
Lot Size	1.1 acres (47,960 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,909 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1S-19-23100-00H-0020`

Property Details

APN / Parcel Number

Primary APN	`15-1S-19-23100-00H-0020`
Alternative APN	`1022666`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,888 sqft Living Area
Gross Area	5,617 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,960 sqft (1.1 acres)
Lot Dimensions	19.2 ft deep x 25 ft wide
Garage Type	Mixed
Garage Area	528 sqft
Porch	Porch
Porch Area	1,472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1022666
Street Address	33 GARRETT LN
City	FREEPORT
State	FL
Zip	32439-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCELS 6, 7, 8, 9, 10 & THE E 50.00 OF PARCELS 1, 2, 3, 4, 5 BLK H OF WALTON HGTS PB 2-5 OR 1477-197 OR 1477-198 OR 1479-18
Legal Range	19W
Legal Township	01S
Legal Section	15
Legal Subdivision	WALTON HEIGHTS S/D
Legal Block	H
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2036
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	33 GARRETT LN, FREEPORT, FL 32439-4043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2005
Deed Sale	Sep 23, 2005
Deed Document Number	913251
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	33 GARRETT LN, FREEPORT, FL 32439-4043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 GARRETT LN, FREEPORT, FL 32439-4043

Mortgage

Document Number	0031544075
Date	Aug 12, 2020
Book Page	3154/4075
Instrument	20200030081

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$350,916 (+2.72%) Land $56,250 Building $294,666	$350,916 (+2.72%) Land $56,250 Building $294,666
2024	$1,909.00 (+4.09%)
2023	$1,834.00 (+6.07%) Homeowner's exemption	$341,624 (+31.77%) Land $39,388 Building $302,236	$341,624 (+31.77%) Land $39,388 Building $302,236
2022	$1,729.00 Homeowner's exemption	$259,257 Land $43,720 Building $215,537	$259,257 Land $43,720 Building $215,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20