Worcester County property record for 33 Garrett Dr, Ocean Pines, MD 21811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,260 sqft · built 1975 |
| Lot Size | 0.449 acres (19,555 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Sep 2019) |
| Tax Bill | $3,120 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-092763 |
| Primary APN | 03-092763 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,260 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,555 sqft (0.449 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 70 sqft |
| Shed | 1 Shed |
| Shed Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 092763 |
|---|---|
| Street Address | 33 GARRETT DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B-08-015 19555 SQ FT GARRETT DRIVE PL OCEAN PINES SEC 8 |
| Legal Subdivision | OCEAN PINES SECTION EIGHT |
| Legal Lot Number | 15 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950600 |
Source: Worcester County records · APN 03-092763
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 GARRETT DR, BERLIN, MD 21811-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 27, 2019 | Deed, Transfer · FHA Mortgage BOKF NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | Jun 04, 1998 |
| Deed Book / Page | 7501 / 53 |
| Transfer Doc | 0000311480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 33 GARRETT DR, OCEAN PINES, MD 21811-1856 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 33 GARRETT DR, BERLIN, MD 21811-1856 |
| Document Number | 0087010236 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 8701/236 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 33 GARRETT DR, OCEAN PINES, MD 21811-1856 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0083150053 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 8315/53 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 33 GARRETT DR, OCEAN PINES, MD 21811-1856 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0077810444 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 7781/444 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Sep 27, 2019 |
| Property Address | 33 GARRETT DR, OCEAN PINES, MD 21811-1856 |
| Document Number | 0075010053 |
| Book / Page | 7501 / 053 |
| Map Reference | MB FWH12 FO 56 |
| Instrument Date | Sep 03, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 33 GARRETT DR, OCEAN PINES, MD 21811-1856 |
| Document Number | 0000750161 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 7501/61 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,533 (+30.93%) | $381,000 (+20.34%) Land $87,000 Building $294,000 | |
| 2025 | $3,120.00 (+18.77%) | ||
| 2023 | $2,627.00 | $274,600 | $316,600 Land $76,800 Building $239,800 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 13 (1979–2017) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Aug 2017, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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