33 Gale Dr, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 33 Gale Dr, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,790 sqft · built 1988
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jul 2022)
Tax Bill	$7,103 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145289 116.05-4-16`

Property Details

APN / Parcel Number

Primary APN	`145289 116.05-4-16`
Alternative APN	`52891160500004016000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	33 GALE DR
City	LANCASTER
State	NY
Zip	14086-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	MC 2491 SL 16
Legal Subdivision	PLUMB ESTATES SOUTH
Legal Block	4
Legal Lot Number	16.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2006
Census Tract	14204

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 GALE DR, LANCASTER, NY 14086-2344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Jul 13, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	2022132175
Deed Book / Page	11404 / 6427
Prior Transfer Date	Dec 23, 2008
Prior Transfer Doc	0111541807
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	33 GALE DR, LANCASTER, NY 14086-2344
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 GALE DR, LANCASTER, NY 14086-2344

Mortgage

Document Number	0140514856
Date	May 6, 2022
Book Page	14051/4856
Instrument	2022089824

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 13, 2022
Property Address	33 GALE DR, LANCASTER, NY 14086-2344
Document Number	0114046427
Book / Page	11404 / 6427
Instrument Date	Jun 28, 2022
Instrument	2022132175
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 GALE DR, 33, LANCASTER, NY 14086-2344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 GALE DR, LANCASTER, NY 14086-2344

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	33 GALE DR, LANCASTER, NY 14086-2344
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 GALE DR, LANCASTER, NY 14086-2344

Mortgage

Document Number	0140497053
Date	Apr 22, 2022
Book Page	14049/7053
Instrument	2022080328

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	33 GALE DR, LANCASTER, NY 14086-2344
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 GALE DR, LANCASTER, NY 14086-2344

Mortgage

Document Number	0139857922
Date	Mar 18, 2021
Book Page	13985/7922
Instrument	2021052073

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LANCASTER, NY 14086

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,103.00 (+111.4%)
2025	$3,360.00 (-49.6%)	$246,000 (-) Land $70,000 Building $176,000	$384,375 (+12.5%) Land $109,375 Building $275,000
2024	$6,667.00	$246,000 (+6.03%) Land $70,000 Building $176,000	$341,667 (+10.46%) Land $97,222 Building $244,445
2023		$232,000 Land $70,000 Building $162,000	$309,300 Land $93,323 Building $215,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1987–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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