Kershaw County property record for 33 Findlay Cir, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,570 sqft · built 2021 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,636 (Nov 2021) |
| Tax Bill | $1,932 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 320-00-00-031-SKM |
| Primary APN | 320-00-00-031-SKM |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,570 sqft Gross Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Account Number | 17803 |
|---|---|
| Street Address | 33 FINDLAY CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-9851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGAL WOODS SUBDIV PHASE 2 LOT 31 |
| Legal Subdivision | REGAL WOODS SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970909 |
Source: Kershaw County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 FINDLAY CIR, ELGIN, SC 29045-9851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on Record |
| Deed Sale | Nov 8, 2021 · Amount on Record |
| Deed Document Number | 202112391 |
| Deed Book / Page | 4610 / 144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 33 FINDLAY CIR, ELGIN, SC 29045-9851 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0020262340 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 5544/236 |
| Instrument | 2026-2340 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2036 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,932.00 (-0.62%) | $324,000 (-) Land $30,000 Building $294,000 | $324,000 (-) |
| 2023 | $1,944.00 | $324,000 Land $30,000 Building $294,000 | $324,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: TruVista Communications.
5G (outdoors only) and 4G LTE
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