33 Elma St, Providence, RI 02905 Property Records

Providence City property record for 33 Elma St, Providence, RI 02905

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,630 sqft · built 1910
Lot Size	0.128 acres (5,555 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2017)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Apr 2022 Refinance Nov 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:53 L:140`

Property Details

APN / Parcel Number

Primary APN	`PROV M:53 L:140`
Alternative APNs	`P:0530140 L:0000` `25274`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,630 sqft Living Area
Gross Area	5,272 sqft
1st Floor Area	1,210 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,555 sqft (0.128 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	25274
Street Address	33 ELMA ST
City	PROVIDENCE
State	RI
Zip	02905-1603
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Lot Number	140
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3008
Census Tract	500

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	33 ELMA ST, PROVIDENCE, RI 02905-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PRINCETON MORTGAGE CORPORATION
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
Feb 12, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
Apr 10, 2017	Warranty Deed, Transfer · FHA Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2017 · Amount on File
Deed Sale	Apr 10, 2017 · Amount on File
Prior Sale	Jun 18, 2014 · Amount on File
Deed Document Number	2017168605
Deed Book / Page	11684 / 337
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	33 ELMA ST, PROVIDENCE, RI 02905-1603
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013522-290
Date	Apr 4, 2022
Book Page	13522/290
Instrument	2022317272

Lender

Name	PRINCETON MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	33 ELMA ST, PROVIDENCE, RI 02905-1603
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014004-176
Date	Nov 13, 2023
Book Page	14004/176
Instrument	2023357136

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	33 ELMA ST, PROVIDENCE, RI 02905-1603
Document Number	12638-242
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 ELMA ST PROVIDENCE RI 029051603, PROVIDENCE, RI 02905-1603

Mortgage

Document Number	12638-242
Date	Feb 13, 2020
Book Page	012638/000242
Instrument	249613

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Apr 10, 2017
Property Address	33 ELMA ST, PROVIDENCE, RI 02905-1603
Document Number	11684-337
Book / Page	11684 / 337
Instrument	168605
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 11684/0340
Date	Apr 10, 2017
Instrument	11684/0340

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,343.00 (-37.47%)	$575,200 (+51.97%) Land $122,300 Building $452,900
2023	$6,945.00 (+3.09%)	$378,500 (-) Land $77,500 Building $301,000
2022	$6,737.00	$378,500 Land $77,500 Building $301,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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