Pendleton County property record for 33 Elm St, Butler, KY 41006
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1967 |
| Lot Size | 1.64 acres (71,577 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $132,000 (Jul 2018) |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-60-02-036.00 |
| Primary APN | 037-60-02-036.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 71,577 sqft (1.64 acres) |
| Garage Type | Attached |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 33 ELM ST |
|---|---|
| City | BUTLER |
| State | KY |
| Zip | 41006-8431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3,4,5,6,7,8,9 & HOUSE |
| Legal Subdivision | DUCKER WOODS |
| Legal Lot Number | 3,4,5,6 |
| Jurisdiction | PENDLETON KY |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 930101 |
Source: Pendleton County records, as of October 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 ELM ST, BUTLER, KY 41006-8431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Feb 25, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Sep 7, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Jul 26, 2018 | Warranty Deed, Transfer · ARM COMMUNITY TRUST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on Record |
| Deed Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 2018124448 |
| Deed Book / Page | 348 / 680 |
| Prior Transfer Date | Oct 30, 2012 |
| Prior Transfer Doc | 000336/664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 33 ELM ST, BUTLER, KY 41006-8431 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 33 ELM ST, BUTLER, KY 41006-8431 |
| Document Number | 000431/472 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 431/472 |
| Instrument | 584307 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | FLEMINGSBURG, KY 41041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 2, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 33 ELM ST, BUTLER, KY 41006-8431 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 33 ELM ST, BUTLER, KY 41006-8431 |
| Document Number | M402/239 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | M402/239 |
| Instrument | 555345 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | FLEMINGSBURG, KY 41041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 8, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 33 ELM ST, BUTLER, KY 41006-8431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | M400/625 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | M400/625 |
| Instrument | 534996 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 33 ELM ST, BUTLER, KY 41006-8431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | M380/542 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | M380/542 |
| Instrument | 124719 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 22, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDLETON KY |
| Recording Date | Jul 26, 2018 |
| Property Address | 33 ELM ST, BUTLER, KY 41006-8431 |
| Document Number | 00D348/680 |
| Book / Page | D348 / 680 |
| Map Reference | DD 107 PG 35 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 124448 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8136 HIGHWAY 159 N, 8136, BUTLER, KY 41006-8925 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 33 ELM ST, BUTLER, KY 41006-8431 |
| Document Number | 0000124449 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 124449 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
Source: Pendleton County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pendleton County |
| Unified School District | Pendleton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,937.00 (-5.33%) Homeowner's exemption | $205,000 (-) | $205,000 (-) |
| 2023 | $2,046.00 Homeowner's exemption | $205,000 | $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENDLETON CO WATER DISTRICT #1 / NORTH serves 1,485 people · EPA ID KY0960348 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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