33 Eldridge Ln, Charles Town, WV 25414 Property Records

Jefferson County property record for 33 Eldridge Ln, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,871 sqft · built 2002
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Trust Names on File
Last Sale	$765,000 (Jul 2026)
Tax Bill	$4,010 (2026)
Deeds & Mortgages	Jul 2026 Sale Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-9-0019.0021`

Property Details

APN / Parcel Number

Primary APN	`06-9-0019.0021`
Alternative APN	`19-06-9-0019.0021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,871 sqft Living Area
1st Floor Area	4,074 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	90,605 sqft (2.08 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	33 ELDRIDGE LN
City	CHARLES TOWN
State	WV
Zip	25414-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4C-2 (2.08 A) AVON BEND
Legal Subdivision	ELDRIDGE MINOR SUBDIVISION
Legal Lot Number	4C
Jurisdiction	JEFFERSON WV
Township / Civil Division	KABLETOWN
Census Block Group	1
Census Block	1028
Census Tract	972800

Owner

33 Eldridge Ln is owner-occupied and held in a trust since July 2026.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	33 ELDRIDGE LN, CHARLES TOWN, WV 25414-3327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed, Transfer CARDINAL TITLE
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
May 14, 2018	Deed, Transfer · Conventional Mortgage ACCESS NATIONAL MORTGAGE
Feb 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	May 14, 2018 · Amount on File
Deed Document Number	202610085
Deed Book / Page	1378 / 664
Prior Transfer Date	Jan 11, 2017
Prior Transfer Doc	1185/224
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 6, 2026
Property Address	33 ELDRIDGE LN, CHARLES TOWN, WV 25414-3327
Document Number	0000010085
Book / Page	1378 / 664
Instrument Date	Jun 26, 2026
Instrument	202610085
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	CARDINAL TITLE

Transaction

Amount	Amount on Record
Tax	$509,949.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	33 ELDRIDGE LN, CHARLES TOWN, WV 25414-3327
Investor	Possibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	33 ELDRIDGE LN, CHARLES TOWN, WV 25414-3327
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 ELDRIDGE LN, CHARLES TOWN, WV 25414-3327

Mortgage

Document Number	0002368/90
Date	Apr 13, 2021
Book Page	2368/90
Instrument	202100006392

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	33 ELDRIDGE LN, CHARLES TOWN, WV 25414-3327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014128
Date	Nov 30, 2018
Book Page	2206/533
Instrument	201800014128

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	33 ELDRIDGE LN, CHARLES TOWN, WV 25414-3327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004752
Date	Apr 24, 2020
Book Page	2278/64
Instrument	202000004752

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 14, 2018
Property Address	33 ELDRIDGE LN, CHARLES TOWN, WV 25414-3327
Document Number	1206/693
Book / Page	1206 / 693
Map Reference	MB 23 PG 11
Instrument Date	May 11, 2018
Instrument	201800005677
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201800005678
Date	May 14, 2018
Instrument	201800005678

Lender

Name	ACCESS NATIONAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WV
Recording Date	Feb 7, 2017
Property Address	33 ELDRIDGE LN, CHARLES TOWN, WV 25414-3327
Document Number	0000004949
Book / Page	001185 / 000221
Instrument Date	Jan 11, 2017
Instrument	4949
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 ELDRIDGE LN CHARLES TOWN WV 254143327, CHARLES TOWN, WV 25414-3327

Tax Assessment & Valuation

The 2026 property tax bill for 33 Eldridge Ln was $4,010, up 2.1% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,010.00 (+2.11%)	$347,700 (+2.87%) Land $97,600 Building $250,100	$579,500 (+2.86%) Land $162,667 Building $416,833
2025	$3,927.00	$338,000 Land $85,200 Building $252,800	$563,400 Land $142,000 Building $421,400
2023	$3,354.00	$287,200 Land $82,700 Building $204,500	$478,700 Land $137,800 Building $340,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33 Eldridge Ln in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	28 (1979–2025)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 13 claims Flooding, Jan 1996 · 7 claims Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Eldridge Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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