33 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 33 E Lake Dr, Annapolis, MD 21403 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,952 sqft · built 1948
Lot Size	0.317 acres (13,800 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jul 2005)
Tax Bill	$9,202 (2024)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-047-05228400`

Property Details

APN / Parcel Number

Primary APN	`02-047-05228400`
Alternative APNs	`2-047-05228400` `04705228400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,952 sqft Living Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,800 sqft (0.317 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	285 sqft
Deck Area	138 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	04705228400
Street Address	33 E LAKE DR
City	ANNAPOLIS
State	MD
Zip	21403-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 36 PT LT 35 37 S BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	36
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4009
Census Tract	702602

Owner

Source: Anne Arundel County records · APN 02-047-05228400

Assessment roll updated August 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	33 E LAKE DR, ANNAPOLIS, MD 21403-4412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2005 · Amount on Record
Deed Sale	Jul 13, 2005 · Amount on Record
Prior Sale	Jul 22, 2003 · Amount on Record
Deed Document Number	200510370
Deed Book / Page	16565 / 21
Last Transfer Date	Aug 12, 2022
Transfer Doc	3928000454
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	33 E LAKE DR, ANNAPOLIS, MD 21403-4412
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	INTERSTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 E LAKE DR, ANNAPOLIS, MD 21403-4412

Mortgage

Document Number	0393290345
Date	Dec 12, 2022
Book Page	39329/345

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$937,533 (+20.2%)	$1,016,300 (+30.29%) Land $845,500 Building $170,800
2024	$9,202.00 (+23.57%)
2023	$7,447.00 Homeowner's exemption	$780,000 Land $643,900 Building $136,100	$780,000 Land $643,900 Building $136,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Nearby Flood Policies	64 in force 52 of 64 on primary residences
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024, river or lake flooding
Flood Events	Hurricane Isabel (Sep 2003), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.