33 E Cottage Ave, Dayton, OH 45449 Property Records

Montgomery County property record for 33 E Cottage Ave, Dayton, OH 45449

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,422 sqft · built 1898
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$138,500 (Aug 2026)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2019 Sale + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`K48-00102-0024`

Property Details

APN / Parcel Number

Primary APN	`K48-00102-0024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,422 sqft Living Area
1st Floor Area	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Old Style
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 45 ft wide
View / Lot	Neighborhood / Spot
Garage Area	252 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	192 sqft
Deck Area	150 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	33 E COTTAGE AVE
City	DAYTON
State	OH
Zip	45449-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	278
Legal Subdivision	CITY/WEST CARROLLTON
Legal Lot Number	24
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	1
Census Block	1009
Census Tract	50301

Owner

Source: Montgomery County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	33 E COTTAGE AVE, DAYTON, OH 45449-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Special Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Feb 8, 2019	Grant Deed, Transfer TOTAL TITLE SERVICES INC
Oct 18, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 13, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	202650984
Prior Transfer Date	Sep 11, 2018
Prior Transfer Doc	0000053853
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 25, 2026
Property Address	33 E COTTAGE AVE, DAYTON, OH 45449-1454
Document Number	0000050984
Instrument Date	Jun 3, 2026
Instrument	202650984
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,965.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 E COTTAGE AVE, DAYTON, OH 45449-1454
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050985,
Date	Aug 25, 2026
Instrument	202650985

Lender

Name	DAS ACQUISITION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 8, 2019
Property Address	33 E COTTAGE AVE, DAYTON, OH 45449-1454
Document Number	0000007205
Instrument Date	Jan 28, 2019
Instrument	7205
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	TOTAL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$141.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5550 HUBER RD HUBER HEIGHTS OH 454242001, HUBER HEIGHTS, OH 45424-2001
Investor	Possibly a Property Investor

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 18, 2018
Property Address	33 E COTTAGE AVE, DAYTON, OH 45449-1454
Document Number	0000061327
Instrument Date	Oct 1, 2018
Instrument	61327
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 13, 2018
Property Address	33 E COTTAGE AVE, DAYTON, OH 45449-1454
Document Number	0000053853
Instrument Date	Sep 11, 2018
Instrument	53853
Transaction Type	Foreclosure
Record Updated	Oct 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	340 E BIG BEAVER RD #220 TROY MI 480831221, 220, TROY, MI 48083-1221

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,085.00 (-0.13%)	$41,980 (-) Land $6,560 Building $35,420	$119,940 (-) Land $18,730 Building $101,210
2024	$3,089.00 (+6.08%)
2023	$2,912.00 (+9.6%)	$41,980 (+41.87%) Land $6,560 Building $35,420	$119,940 (+41.87%) Land $18,730 Building $101,210
2022	$2,657.00	$29,590 Land $4,620 Building $24,970
2020			$84,540 Land $13,190 Building $71,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1979–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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