Van Buren County property record for 33 E Cook St, Spencer, TN 38585
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 864 sqft · built 2006 |
| Lot Size | 1.12 acres (48,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (May 2022) |
| Tax Bill | $480 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 088030F A 03000 |
| Primary APN | 088030F A 03000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 48,880 sqft (1.12 acres) |
| Lot Dimensions | 260 ft deep x 188 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 30 sqft |
| Utility Building | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 33 E COOK ST |
|---|---|
| City | SPENCER |
| State | TN |
| Zip | 38585-3606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 GIS 2000 1-30F-13.00, COUNTY AREA: S01 |
| Jurisdiction | VAN BUREN TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 925200 |
Source: Van Buren County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 E COOK ST, SPENCER, TN 38585-3606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Dec 14, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK |
| Jul 29, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on Record |
| Deed Sale | May 9, 2022 · Amount on Record |
| Deed Document Number | 2022699 |
| Deed Book / Page | 118 / 614 |
| Prior Transfer Date | Jul 21, 2021 |
| Prior Transfer Doc | 000RB113/4 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VAN BUREN TN |
| Recording Date | May 9, 2022 |
| Property Address | 33 E COOK ST, SPENCER, TN 38585-3606 |
| Document Number | 0RB118/614 |
| Book / Page | RB118 / 614 |
| Instrument Date | May 6, 2022 |
| Instrument | 22000699 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 E COOK ST, SPENCER, TN 38585-3606 |
| Document Number | 0022000700 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 22000700 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VAN BUREN TN |
| Property Address | 33 E COOK ST, SPENCER, TN 38585-3606 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 567 EAGLE CREEK RD, SMITHVILLE, TN 37166-7301 |
| Document Number | 0RB115/327 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | RB115/327 |
| Instrument | 21001672 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, TN 38585 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 10, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VAN BUREN TN |
| Recording Date | Jul 29, 2021 |
| Property Address | 33 E COOK ST, SPENCER, TN 38585-3606 |
| Document Number | RB113/4 |
| Book / Page | RB113 / 4 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 21001080 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 567 EAGLE CREEK RD, SMITHVILLE, TN 37166-7301 |
Source: Van Buren County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Van Buren County |
| Municipality | Spencer City |
| Unified School District | Van Buren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $480.00 | $20,000 (-) Land $2,500 Building $17,500 | |
| 2024 | $480.00 | $20,000 (-) Land $2,500 Building $17,500 | |
| 2023 | $480.00 (+10.6%) | $20,000 (+10.65%) Land $2,500 Building $17,500 | |
| 2022 | $434.00 | $18,075 Land $2,500 Building $15,575 | $72,300 (-9.63%) Land $10,000 Building $62,300 |
| 2021 | $80,000 Land $10,000 Building $70,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2013–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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