Suffolk County and Smithtown Town property record for 33 Delaware Ave, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,660 sqft · built 1957 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Mar 2019) |
| Tax Bill | $13,891 (2024) |
| Deeds & Mortgages | Jul 2020 Refinance Feb 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 145.-2-1 |
| Primary APN | 473489 145.-2-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| Gross Area | 2,035 sqft |
| 1st Floor Area | 1,210 sqft |
| 2nd Floor Area | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Lot Area | 43,996 sqft |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 33 DELAWARE AVE |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-174526 TC-52 *2586 SEC 1 LOT 46 BIRCHWOOD GARDENS |
| Legal Subdivision | BIRCHWOOD GDNS SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records · APN 473489 145.-2-1
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33 DELAWARE AVE, COMMACK, NY 11725-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Feb 28, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI WELLS FARGO BK |
| Mar 14, 2019 | Other, Transfer |
| Nov 07, 2016 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Nov 07, 2016 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2019 · Amount on Record |
| Deed Sale | Mar 14, 2019 · Amount on Record |
| Deed Book / Page | 13004 / 401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 33 DELAWARE AVE, COMMACK, NY 11725-5018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231520770 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 23152/770 |
| Instrument | DL015386 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 33 DELAWARE AVE, COMMACK, NY 11725-5018 |
| Document Number | 0231520771 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 33 DELAWARE AVE COMMACK NY 117255018, COMMACK, NY 11725-5018 |
| Document Number | 0231520771 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 023152/000771 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Other |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 14, 2019 |
| Property Address | 33 DELAWARE AVE, COMMACK, NY 11725-5018 |
| Document Number | 0130040401 |
| Book / Page | 13004 / 401 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 33 DELAWARE AVE, COMMACK, NY 11725-5018 |
| Document Number | 0227760476 |
| Instrument Date | Nov 07, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 33 DELAWARE AVE COMMACK NY 117255018, COMMACK, NY 11725-5018 |
| Document Number | 0227760476 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 022776/000476 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 408 Months |
| Due | Jan 09, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 33 DELAWARE AVE, COMMACK, NY 11725-5018 |
| Document Number | 0227760477 |
| Instrument Date | Nov 07, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 33 DELAWARE AVE COMMACK NY 117255018, COMMACK, NY 11725-5018 |
| Document Number | 0227760477 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 022776/000477 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,030 (-) Land $775 Building $4,255 | $628,750 (+10,774.26%) Land $96,875 Building $531,875 | |
| 2024 | $13,891.00 | ||
| 2023 | $5,030 Land $775 Building $4,255 | $5,782 Land $891 Building $4,891 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–1985) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 1985 · tidal / storm surge |
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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