33 Deer Hill Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 33 Deer Hill Rd, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,868 sqft · built 1988
Lot Size	0.511 acres (22,255 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2017)
Tax Bill	$5,840 (2026)
Deeds & Mortgages	Feb 2022 Refinance Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GARD M:H17 B:12 L:9`

Property Details

APN / Parcel Number

Primary APN	`GARD M:H17 B:12 L:9`
Alternative APN	`M:H-17 B:0006 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,868 sqft Living Area
Gross Area	3,772 sqft
Basement Area	1,038 sqft
Unfinished Basement	1,038 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,255 sqft (0.511 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	33 DEER HILL RD
City	GARDNER
State	MA
Zip	01440-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Block	12
Legal Lot Number	9
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2030
Census Tract	707300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Whitney Tavern listed 1996 · 7 contributing resources · NRIS 96000304

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

33 Deer Hill Rd is owned and occupied by an individual who bought it in September 2017.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	33 DEER HILL RD, GARDNER, MA 01440-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Sep 8, 2017	Quit Claim Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Deed Book / Page	57705 / 281
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	33 DEER HILL RD, GARDNER, MA 01440-2800
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00067073-1
Date	Feb 4, 2022
Book Page	67073/1
Instrument	14583

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Mar 1, 2041

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 8, 2017
Property Address	33 DEER HILL RD, GARDNER, MA 01440-2800
Document Number	57705-281
Book / Page	57705 / 281
Instrument	99004
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 DEER HILL RD, GARDNER, MA 01440-2800

Mortgage

Document Number	577050285
Date	Sep 8, 2017
Instrument	57705/0285

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 33 Deer Hill Rd was $5,840, up 9,969% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,840.00 (+9,968.97%)	$424,100 (+3.84%) Land $91,700 Building $332,400	$449,937 (+14.54%)
2025	$58.00 (-99.04%)	$408,400 (+1.26%) Land $83,400 Building $325,000	$392,825
2024	$6,045.00	$403,300 Land $75,800 Building $327,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Deer Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Deer Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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