33 Cunningham Dr, South Hamilton, MA 01982 Property Records

Essex County and Hamilton Town property record for 33 Cunningham Dr, South Hamilton, MA 01982

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,331 sqft · built 1954
Lot Size	0.294 acres (12,811 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jun 2018)
Tax Bill	$12,397 (2026)
Deeds & Mortgages	Sep 2021 Refinance Feb 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HAMI M:47 B:172`

Property Details

APN / Parcel Number

Primary APN	`HAMI M:47 B:172`
Alternative APN	`701`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,331 sqft Living Area
Gross Area	4,587 sqft
1st Floor Area	1,386 sqft
Basement Area	1,386 sqft
Unfinished Basement	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,811 sqft (0.294 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	701
Street Address	33 CUNNINGHAM DR
City	SOUTH HAMILTON
State	MA
Zip	01982-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	172
Legal Lot Number	172
Jurisdiction	HAMILTON MA
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3021
Census Tract	215102

Owner

Source: Essex County and Hamilton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Apr 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STIFEL BANK & TRUST
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK & TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Deed Book / Page	36759 / 9
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	33 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1815
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040236-165
Date	Sep 1, 2021
Book Page	40236/165
Instrument	20210901000890

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	33 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1815
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035658-218
Date	Feb 2, 2017
Book Page	35658/218
Instrument	192

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	33 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1815
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038441-453
Date	Apr 22, 2020
Book Page	38441/453
Instrument	20200422001010

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	33 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1815
Document Number	38053-598
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CUNNINGHAM DR SOUTH HAMILTON MA 019821815, SOUTH HAMILTON, MA 01982-1815

Mortgage

Document Number	38053-598
Date	Nov 22, 2019
Book Page	038053/000598
Instrument	1122004940

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON MA
Recording Date	Jun 1, 2018
Property Address	33 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1815
Document Number	36759-9
Book / Page	036759 / 000009
Instrument Date	May 22, 2018
Instrument	1004720
Transaction Type	Transfer
Record Updated	Jun 20, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,462.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 CUNNINGHAM DR HAMILTON MA 01936, HAMILTON, MA 01936

Mortgage

Document Number	36759-12
Date	Jun 1, 2018
Book Page	036759/000012
Instrument	1004730

Lender

Name	BANK & TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Hamilton Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,397.00 (+2.97%)	$824,300 (+7.15%) Land $358,800 Building $465,500	$928,324 (+12.83%)
2025	$12,040.00 (+4.83%)	$769,300 (+1.21%) Land $331,200 Building $438,100	$822,795
2024	$11,485.00 (+5.41%)	$760,100 (+13.99%) Land $331,200 Building $428,900
2023	$10,896.00	$666,800 Land $301,300 Building $365,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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