33 Culver St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 33 Culver St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,340 sqft · built 1920
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$489,500 (Sep 2026)
Tax Bill	$10,132 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-00071-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`18-00071-0000-00018`
Alternative APN	`180007100018`

Interior

Stories	2 Stories
Building Area	1,340 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	150 ft deep x 30 ft wide

Location & Zoning

Street Address	33 CULVER ST
City	SOMERSET
State	NJ
Zip	08873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PO-R
Legal Block	71
Legal Lot Number	18
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1008
Census Tract	50100

Owner

33 Culver St is owned and occupied by two individuals who bought it in September 2026.

Source: Somerset County and Somerville Borough records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 CULVER ST, SOMERVILLE, NJ 08876-2409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit FULTON BANK OF NEW JERSEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Nov 15, 2005 · Amount on File
Deed Document Number	202625669
Deed Book / Page	7702 / 174
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 9, 2026
Property Address	33 CULVER ST, SOMERSET, NJ 08873
Document Number	0000025669
Book / Page	7702 / 174
Instrument Date	Sep 8, 2026
Instrument	202625669
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	POINT TITLE, RALLY POINT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,439.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CULVER ST, SOMERVILLE, NJ 08876-2409

Mortgage

Document Number	0000025670,
Date	Sep 9, 2026
Book Page	7702/180
Instrument	202625670

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	33 CULVER ST, SOMERVILLE, NJ 08876-2409
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041629
Date	Oct 16, 2017
Book Page	6997/1308
Instrument	2017041629

Lender

Name	FULTON BANK OF NEW JERSEY
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 33 Culver St was $10,132, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,400 (-) Land $126,900 Building $121,500	$248,400 (-) Land $126,900 Building $121,500
2025	$10,132.00 (+3.19%)	$248,400 Land $126,900 Building $121,500	$248,400 Land $126,900 Building $121,500
2024	$9,819.00
2023		$248,400 Land $126,900 Building $121,500	$248,400 Land $126,900 Building $121,500
2022	$9,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Culver St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	44 (1983–2021)
Claims Outside the SFHA	13 of 44
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Culver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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