33 Cross St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 33 Cross St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,270 sqft · built 1910
Lot Size	0.163 acres (7,083 sqft)
Owner	2 Company Names on Record
Last Sale	$195,000 (Jul 2014)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Jan 2026 Transfer Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66-233`

Property Details

APN / Parcel Number

Primary APN	`66-233`
Alternative APNs	`FRAN M:286 L:049` `M:066 L:233`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,270 sqft Living Area
Gross Area	2,902 sqft
Basement Area	774 sqft
Unfinished Basement	774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,083 sqft (0.163 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	66-233
Street Address	33 CROSS ST
City	FRANKLIN
State	MA
Zip	02038-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	49
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1001
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	33 CROSS ST, FRANKLIN, MA 02038-1415
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2014 · Amount on Record
Deed Sale	Jul 9, 2014 · Amount on Record
Prior Sale	Dec 30, 2005 · Amount on Record
Deed Book / Page	32382 / 54
Transfer Doc	0032382-54
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jan 13, 2026
Property Address	33 CROSS ST, FRANKLIN, MA 02038-1415
Document Number	042879-582
Book / Page	42879 / 582
Instrument Date	Jan 6, 2026
Instrument	2312
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CROSS ST, FRANKLIN, MA 02038-1415

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	33 CROSS ST, FRANKLIN, MA 02038-1415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38756-595
Date	Dec 17, 2020
Book Page	38756/595
Instrument	143434

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	33 CROSS ST, FRANKLIN, MA 02038-1415
Document Number	35336-73
Book / Page	035336 / 000073
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35336-73
Date	Aug 4, 2017
Book Page	035336/000073
Instrument	72572

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Aug 3, 2040

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,788.00 (+11.2%)	$498,100 (+12.82%) Land $240,500 Building $257,600	$491,435 (+23.31%)
2024	$5,205.00 (-2.69%)	$441,500 (+3.83%) Land $240,500 Building $201,000	$398,525
2023	$5,349.00	$425,200 Land $242,500 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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