33 Cross St, #35, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 33 Cross St, #35, Bellingham, MA 02019

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,740 sqft · built 1938
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (May 2025)
Tax Bill	$5,408 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit May 2025 Sale & Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELL M:0072 B:0011 L:0000`

Property Details

APN / Parcel Number

Primary APN	`BELL M:0072 B:0011 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,740 sqft Living Area
Gross Area	2,194 sqft
Basement Area	310 sqft
Unfinished Basement	310 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,022 sqft (1.86 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	33 CROSS ST, 35
City	BELLINGHAM
State	MA
Zip	02019
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	BELLINGHAM
Legal Block	11
Jurisdiction	BELLINGHAM MA
Township / Civil Division	BELLINGHAM
Census Block Group	3
Census Block	3003
Census Tract	443104

Owner

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 CROSS ST, 35, BELLINGHAM, MA 02019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit DEAN COOPERATIVE BANK
May 16, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance NORTHPOINTE BANK
May 3, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Mar 22, 2004 · Amount on Record
Deed Book / Page	42401 / 422
Prior Transfer Date	May 12, 2025
Prior Transfer Doc	042401-422
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELLINGHAM MA
Property Address	33 CROSS ST # 35, 35, BELLINGHAM, MA 02019
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038986-120
Date	Feb 10, 2021
Book Page	38986/120
Instrument	17669

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELLINGHAM MA
Recording Date	May 16, 2025
Property Address	33 CROSS ST # 35, 35, BELLINGHAM, MA 02019
Document Number	042401-422
Book / Page	42401 / 422
Instrument Date	May 12, 2025
Instrument	30536
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 CROSS ST # 35, 35, BELLINGHAM, MA 02019

Mortgage

Document Number	0000030537
Date	May 16, 2025
Instrument	30537

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELLINGHAM MA
Recording Date	May 3, 2022
Property Address	33-35 CROSS ST, BELLINGHAM, MA 02019
Document Number	040512-157
Book / Page	40512 / 157
Instrument Date	May 2, 2022
Instrument	39077
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CROSS ST, BELLINGHAM, MA 02019-1820

Tax Assessment & Valuation

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Bellingham Town
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,408.00 (-1.48%)	$436,500 (-0.11%) Land $180,900 Building $218,600	$507,019
2025	$5,489.00 (+5.29%)	$437,000 (+7.79%) Land $179,700 Building $257,300
2024	$5,213.00 (+0.79%)	$405,400 (+2.3%) Land $164,100 Building $241,300
2023	$5,172.00	$396,300 Land $156,300 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

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