33 Crest St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 33 Crest St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,923 sqft · built 1881
Lot Size	0.188 acres (8,179 sqft)
Owner	2 Individual Names on File
Last Sale	$1,185,000 (Jun 2022)
Tax Bill	$134 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:10E B:3754`

Property Details

APN / Parcel Number

Primary APN	`CONC M:10E B:3754`
Alternative APNs	`M:00010E B:03754-00000` `3983`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,923 sqft Living Area
Gross Area	3,461 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,179 sqft (0.188 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3983
Street Address	33 CREST ST
City	CONCORD
State	MA
Zip	01742-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	3754
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3015
Census Tract	361100

Owner

33 Crest St is owned and occupied by two individuals who bought it in June 2022.

Source: Middlesex County and Concord Town records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 CREST ST, CONCORD, MA 01742-3006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU
Jun 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Feb 10, 2020	Deed of Trust, Mortgage · Balloon Mortgage NORTHERN BANK & TRUST CO
Apr 7, 2020	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Apr 7, 2020 · Amount on File
Deed Book / Page	80285 / 528
Prior Transfer Date	Jun 15, 2022
Prior Transfer Doc	080285-528
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	33 CREST ST, CONCORD, MA 01742-3006
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083458-383
Date	Nov 12, 2024
Book Page	83458/383
Instrument	128683

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2029

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jun 16, 2022
Property Address	33 CREST ST, CONCORD, MA 01742-3006
Document Number	080285-528
Book / Page	80285 / 528
Instrument Date	Jun 15, 2022
Instrument	90696
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 CREST ST, CONCORD, MA 01742-3006
Investor	Possibly a Property Investor

Mortgage

Document Number	0000090701
Date	Jun 16, 2022
Instrument	90701

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	33 CREST ST, CONCORD, MA 01742-3006
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074107-45
Date	Feb 10, 2020
Book Page	74107/45
Instrument	19582

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Apr 7, 2020
Property Address	33 CREST ST, CONCORD, MA 01742-3006
Document Number	074427-549
Book / Page	74427 / 549
Instrument Date	Feb 27, 2020
Instrument	51584
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CREST ST, CONCORD, MA 01742-3006
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 33 Crest St was $134, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$134.00 (-98.98%)	$1,014,600 (+1.88%) Land $522,800 Building $491,800	$1,312,045
2024	$13,076.00 (+16.76%)	$995,900 (+15.25%) Land $522,800 Building $473,100
2023	$11,199.00	$864,100 Land $475,200 Building $388,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Crest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	15 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Crest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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