33 Creekside Cir, Apt A, Elgin, IL 60123 Property Records

Kane County property record for 33 Creekside Cir, Apt A, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 1981
Owner	Individual Name on File
Last Sale	$112,000 (Oct 2009)
Tax Bill	$3,696 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-32-400-034`

Property Details

APN / Parcel Number

Primary APN	`03-32-400-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	1,441 sqft
1st Floor Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Garage Type	Attached
Garage Area	251 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	33 CREEKSIDE CIR, A
City	ELGIN
State	IL
Zip	60123-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST ; LOT B BLDG 2
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	B
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3049
Census Tract	850600

Owner

33 Creekside Cir, Apt A is owned and occupied by an individual who bought it in October 2009.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	33 CREEKSIDE CIR, A, ELGIN, IL 60123-1104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 22, 2016	Deed of Trust, Mortgage · FHA Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2009 · Amount on File
Deed Sale	Oct 23, 2009 · Amount on File
Deed Document Number	200979253
Prior Transfer Date	Feb 15, 1996
Prior Transfer Doc	0000012459
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	33 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1104
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091877
Date	Dec 10, 2021
Instrument	2021K091877

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate	2.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	33 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081623
Date	Dec 29, 2020
Instrument	2020K081623

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	33 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1104
Document Number	0000001756
Instrument Date	Nov 22, 2016
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CREEKSIDE CIR #A ELGIN IL 601231104, A, ELGIN, IL 60123-1104

Mortgage

Document Number	0000001756
Date	Jan 10, 2017
Instrument	1756

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 33 Creekside Cir, Apt A was $3,696 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,696.00 Homeowner's exemption Senior Citizen's exemption	$62,048 (+9.42%) Land $9,160 Building $52,888	$186,218 (+9.42%) Land $27,491 Building $158,727
2024		$56,706 Land $8,371 Building $48,335	$170,186 Land $25,123 Building $145,063
2022	$3,279.00 (+5.23%) Homeowner's exemption	$46,674 (+5.91%) Land $7,532 Building $39,142	$140,022 (+5.91%) Land $22,596 Building $117,426
2021	$3,116.00 Homeowner's exemption	$44,070 Land $7,112 Building $36,958	$132,210 Land $21,336 Building $110,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33 Creekside Cir, Apt A in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Creekside Cir, Apt A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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