Walton County property record for 33 Cozy Cv, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,803 sqft · built 2023 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Feb 2026) |
| Tax Bill | $4,007 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Feb 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1S-19-23022-000-0140 |
| Primary APN | 30-1S-19-23022-000-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,803 sqft Living Area |
| Gross Area | 2,375 sqft |
| 1st Floor Area | 1,803 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 135 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 33 COZY CV |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 14 BLISS AT HAMMOCK BAY PB 25-11 OR 3276-3158 OR 3303-3927 OR 3312-3528 OR 3318-4748 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 950502 |
Source: Walton County records, as of April 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 COZY CV, FREEPORT, FL 32439-2963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 28, 2024 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Feb 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMEFI CORP |
| Mar 20, 2024 | Intrafamily Transfer, Transfer |
| Jan 10, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 2, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DSLD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2026 · Amount on Record |
| Deed Sale | Feb 23, 2026 · Amount on Record |
| Prior Sale | Oct 2, 2023 · Amount on Record |
| Deed Document Number | 20266510 |
| Deed Book / Page | 3388 / 215 |
| Prior Transfer Date | Mar 20, 2024 |
| Prior Transfer Doc | 0033184748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 33 COZY CV, FREEPORT, FL 32439-2963 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 33 COZY CV, FREEPORT, FL 32439-2963 |
| Document Number | 0033254353 |
|---|---|
| Date | May 28, 2024 |
| Book Page | 3325/4353 |
| Instrument | 20240018688 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 16234 US HIGHWAY 331 S, FREEPORT, FL 32439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 27, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 23, 2026 |
| Property Address | 33 COZY CV, FREEPORT, FL 32439-2963 |
| Document Number | 0033880215 |
| Book / Page | 3388 / 215 |
| Map Reference | MB 25 PG 11-13 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 20260006510 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | BEACON TITLE, BEACH AND AND TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1525 WHITESTONE RD, TALKING ROCK, GA 30175-2832 |
| Name | Verified Name |
|---|---|
| Address | 33 COZY CV, FREEPORT, FL 32439-2963 |
| Document Number | 0003388217 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 3388/217 |
| Name | HOMEFI CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 20, 2024 |
| Property Address | 33 COZY CV, FREEPORT, FL 32439-2963 |
| Document Number | 0033184748 |
| Book / Page | 3318 / 4748 |
| Map Reference | MB 25 PG 1112 AND 13 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 20240009635 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 OAKTREE BLVD, FREEPORT, FL 32439-3512 |
| Name | Verified Name |
|---|---|
| Address | 138 OAKTREE BLVD, FREEPORT, FL 32439-3512 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 10, 2024 |
| Property Address | 33 COZY CV, FREEPORT, FL 32439-2963 |
| Document Number | 0033123528 |
| Book / Page | 3312 / 3528 |
| Map Reference | MB 25 PG 11-13 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 20240001024 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 COZY CV, FREEPORT, FL 32439-2963 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 33 COZY CV, FREEPORT, FL 32439-2963 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 2, 2023 |
| Property Address | 33 COZY CV, FREEPORT, FL 32439-2963 |
| Document Number | 0033033927 |
| Book / Page | 3303 / 3927 |
| Map Reference | MB 25 PG 11-13 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 20230035610 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,697.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7660 PECUE LN, BATON ROUGE, LA 70809-5271 |
| Name | Verified Name |
|---|---|
| Address | 138 OAKTREE BLVD, FREEPORT, FL 32439-3512 |
| Document Number | 0033033930 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 3303/3930 |
| Name | DSLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,007.00 (-4.62%) | $313,831 (+348.68%) Land $69,946 Building $243,885 | $313,831 (+348.68%) Land $69,946 Building $243,885 |
| 2024 | $4,201.00 (+360.64%) | ||
| 2023 | $912.00 | $69,946 Land $69,946 | $69,946 Land $69,946 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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