33 Chestnut Ln, Douglas, MI 49406 Property Records

Allegan County property record for 33 Chestnut Ln, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,546 sqft · built 2007
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$767,600 (Aug 2020)
Tax Bill	$18,486 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59-050-021-00`

Property Details

APN / Parcel Number

Primary APN	`59-050-021-00`
Alternative APN	`03-59-050-021-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,546 sqft Living Area
1st Floor Area	1,310 sqft
Basement Area	1,310 sqft
Unfinished Basement	1,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	117 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	33 CHESTNUT LN
City	DOUGLAS
State	MI
Zip	49406-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RESIDE
Legal Description	LOT 21 EX NLY 25' THEREOF BRYAN DEVELOPMENT. SEC 17 T3N R16W (05).
Legal Range	16W
Legal Township	03N
Legal Section	17
Legal Subdivision	BRYAN DEVELOPMENT
Legal Lot Number	21
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1019
Census Tract	30801

Owner

33 Chestnut Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 31, DOUGLAS, MI 49406-0031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 27, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
May 15, 2018	Warranty Deed, Transfer · ARM MACATAWA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	May 15, 2018 · Amount on File
Deed Book / Page	4502 / 537
Prior Transfer Date	Feb 1, 2008
Prior Transfer Doc	3205/429
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	33 CHESTNUT LN, DOUGLAS, MI 49406-5211
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004552/436
Date	Dec 16, 2020
Book Page	4552/436

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.12%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	7%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 27, 2020
Property Address	33 CHESTNUT LN, DOUGLAS, MI 49406-5211
Document Number	4502/537
Book / Page	4502 / 537
Map Reference	LB 5 PG 60
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$6,604.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 CHESTNUT LN, 33, DOUGLAS, MI 49406-5211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8820 LAKE RIDGE DR, DARIEN, IL 60561-8420

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 15, 2018
Property Address	33 CHESTNUT LN, DOUGLAS, MI 49406-5211
Document Number	004245/409
Book / Page	4245 / 409
Map Reference	LB5 PG60
Instrument Date	May 10, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,955.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8451 S MARCY CT, 8451, BLOOMINGTON, IN 47401-7208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6083 133RD AVE, SAUGATUCK, MI 49453-9798

Mortgage

Document Number	0004245411
Date	May 15, 2018
Instrument	4245/411

Lender

Name	MACATAWA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 33 Chestnut Ln was $18,486 with a homeowner's exemption, up 5% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,800 (+5.12%) Land $96,200 Building $552,600	$1,297,600 (+5.12%) Land $192,400 Building $1,105,200
2025	$18,486.00 (+4.99%) Homeowner's exemption	$617,200 Land $74,300 Building $542,900	$1,234,400 Land $148,600 Building $1,085,800
2024	$17,608.00
2023		$448,900 Land $80,000 Building $368,900	$897,800 Land $160,000 Building $737,800
2020	$20,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Chestnut Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Chestnut Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Ln

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