Rowan County property record for 33 Charmark Ct, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 1,695 sqft |
| Owner | Individual Name on File |
| Last Sale | $229,000 (May 2022) |
| Tax Bill | $1,916 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-00 00 039.07 |
| Primary APN | 011-00 00 039.07 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,695 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Account Number | 7015 |
|---|---|
| Street Address | 33 CHARMARK CT |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 4B OFF HWY 801 NORTH |
| Legal Lot Number | 4B |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950100 |
33 Charmark Ct is owned and occupied by an individual who bought it in May 2022.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 33 CHARMARK CT, MOREHEAD, KY 40351-7689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Prior Sale | Mar 16, 2022 |
| Deed Document Number | 2016906 |
| Deed Book / Page | D284 / 72 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 19, 2022 |
| Property Address | 33 CHARMARK CT, MOREHEAD, KY 40351-7689 |
| Document Number | 000D284/72 |
| Book / Page | D284 / 72 |
| Instrument Date | May 6, 2022 |
| Instrument | 2016906 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 STONEBROOK DR, 150, MOREHEAD, KY 40351-1846 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 33 CHARMARK CT, MOREHEAD, KY 40351-7689 |
| Document Number | 0002016907 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2016907 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 33 Charmark Ct was $1,916.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,916.00 | $229,000 Land $10,000 Building $219,000 | $229,000 Land $10,000 Building $219,000 |
| 2023 | $1,951.00 | $229,000 Land $10,000 Building $219,000 | $229,000 Land $10,000 Building $219,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Charmark Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2026) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Charmark Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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