Middlesex County and Reading Town property record for 33 Bond St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,440 sqft · built 1941 |
| Lot Size | 0.162 acres (7,035 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $770,000 (Aug 2021) |
| Tax Bill | $10,996 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Apr 2025 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0066.0 |
| Primary APN | READ M:026.0-0000-0066.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 3,034 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,035 sqft (0.162 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 990000000370 |
|---|---|
| Street Address | 33 BOND ST |
| City | READING |
| State | MA |
| Zip | 01867-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 BOND ST, READING, MA 01867-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance S GAIL CARROLL |
| Apr 18, 2025 | Deed of Trust, Mortgage · Line of Credit STONEHAM MUNICIPAL EMPLOYEE FEDERAL CU |
| Jul 19, 2017 | Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK |
| Jun 8, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage CENTURY BANK & TRUST CO |
| May 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC |
| Dec 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC |
| Aug 11, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK |
| Jul 19, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Jul 19, 2019 · Amount on Record |
| Deed Book / Page | 78455 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERVILLE MA |
| Property Address | 33 BOND ST, READING, MA 01867-2433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 080376-277 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 80376/277 |
| Instrument | 100939 |
| Name | S GAIL CARROLL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 33 BOND ST, READING, MA 01867-2433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083984-244 |
|---|---|
| Date | Apr 18, 2025 |
| Book Page | 83984/244 |
| Instrument | 40708 |
| Name | STONEHAM MUNICIPAL EMPLOYEE FEDERAL CU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 33 BOND ST, READING, MA 01867-2433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69626-459 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 69626/459 |
| Instrument | 112694 |
| Name | BELMONT SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 33 BOND ST, READING, MA 01867-2433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71133-259 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 71133/259 |
| Instrument | 82608 |
| Name | CENTURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 33 BOND ST, READING, MA 01867-2433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74644-478 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 74644/478 |
| Instrument | 70425 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 33 BOND ST, READING, MA 01867-2433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76355-86 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 76355/86 |
| Instrument | 231241 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERVILLE MA |
| Recording Date | Aug 11, 2021 |
| Property Address | 33 BOND ST, READING, MA 01867-2433 |
| Document Number | 78455-195 |
| Book / Page | 78455 / 195 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 180603 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 33-35 BOND ST # 35, 35, SOMERVILLE, MA 02145 |
| Document Number | 180604 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 180604 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 19, 2019 |
| Property Address | 33 BOND ST, READING, MA 01867-2433 |
| Document Number | 72958-134 |
| Book / Page | 72958 / 134 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 103863 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 BOND ST, READING, MA 01867-2433 |
| Document Number | 103864 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 103864 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,996.00 (+3.97%) | $1,003,300 (+8.06%) Land $472,600 Building $530,700 | $1,209,717 (+24.84%) |
| 2025 | $10,576.00 (-1.14%) | $928,500 (+1.72%) Land $437,400 Building $491,100 | $969,000 (+4.7%) |
| 2024 | $10,698.00 (-1.21%) | $912,800 (+6.13%) Land $430,000 Building $482,800 | $925,490 |
| 2023 | $10,829.00 | $860,100 Land $405,200 Building $454,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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