33 Bernier Ln, Winthrop, ME 04364 Property Records

Kennebec County and Winthrop Town property record for 33 Bernier Ln, Winthrop, ME 04364

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1989
Lot Size	2.91 acres (126,760 sqft)
Owner	Individual Name on Record
Tax Bill	$3,936 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINP M:002 L:082 S:00A`

Property Details

APN / Parcel Number

Primary APN	`WINP M:002 L:082 S:00A`
Alternative APN	`246`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,760 sqft (2.91 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	246
Street Address	33 BERNIER LN
City	WINTHROP
State	ME
Zip	04364-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Lot Number	82
Jurisdiction	WINTHROP ME
Township / Civil Division	WINTHROP
Census Block Group	1
Census Block	1001
Census Tract	14002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Winthrop Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 BERNIER LN, WINTHROP, ME 04364-3716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage MR COOPER
Aug 22, 2022	Warranty Deed, Transfer
May 5, 2021	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022
Deed Sale	Aug 22, 2022
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	202220249
Deed Book / Page	14550 / 130
Transfer Doc	0000026774
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP ME
Property Address	33 BERNIER LN, WINTHROP, ME 04364-3716
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025024675
Date	Nov 4, 2025
Book Page	15546/214
Instrument	2025024675

Lender

Name	MR COOPER

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINTHROP ME
Recording Date	Aug 22, 2022
Property Address	33 BERNIER LN, WINTHROP, ME 04364-3716
Document Number	2022020249
Book / Page	14550 / 130
Instrument Date	Jun 23, 2022
Instrument	2022020249
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33 BERNIER LN, WINTHROP, ME 04364-3716

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINTHROP ME
Recording Date	May 5, 2021
Property Address	33 BERNIER LN, WINTHROP, ME 04364-3716
Document Number	2021011793
Book / Page	13994 / 29
Instrument Date	May 3, 2021
Instrument	2021011793
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 SANBORN RD, MONMOUTH, ME 04259-7201

Mortgage

Document Number	2021011794
Date	May 5, 2021
Instrument	2021011794

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Winthrop Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Winthrop Town
Unified School District	Winthrop (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,936.00	$170,400 (-) Land $35,100 Building $135,300
2024	$3,936.00 (+6.09%)	$170,400 (-) Land $35,100 Building $135,300
2022	$3,710.00	$170,400 Land $35,100 Building $135,300	$336,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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