Santa Cruz County property record for 33 Bear Valley Rdg, Aptos, CA 95003 · Last verified August 2026
| Property Type | Public Works > Recreational Vacant Land |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 4,998 sqft Gross Area |
| Lot Size | 1.6 acres |
| Garage | Attached, 864 sqft |
| Last Sale | $2,695,000 (2024) |
| Tax Bill | $31,326.00 (2025) |
| Primary APN | 105-141-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 4,998 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood Construction |
| Roof Material | Tile Roof |
| Lot Area | 69,740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 864 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 33 BEAR VALLEY RDG |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9804 |
| Property Usage | Land which may be one of the following: Public spaces (i.e. parks and beaches), public buildings (i.e. schools, hospitals, courthouse), public services (i.e. water treatment, electrical grid/product, dams) Property Usage |
| Type | Public Works > Recreational Vacant Land |
| Legal Subdivision | P115 42 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 105-141-43
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 33 BEAR VALLEY RDG, APTOS, CA 95003-9804 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 09, 2023 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Apr 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2024 · Amount on Record |
| Deed Sale | Aug 28, 2024 · Amount on Record |
| Prior Sale | Nov 20, 2015 · Amount on Record |
| Deed Doc Number | 202416760 |
| Prior Transfer Date | Oct 15, 2010 |
| Prior Transfer Doc | 0000045744 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 33 BEAR VALLEY RDG, APTOS, CA 95003-9804 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 33 BEAR VALLEY RDG, APTOS, CA 95003-9804 |
| Document Number | 0000021719 |
|---|---|
| Date | Nov 09, 2023 |
| Instrument | 2023-0021719 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 33 BEAR VALLEY RDG, APTOS, CA 95003-9804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012381 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 2020-0012381 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.65% |
| Type Change Date | May 01, 2027 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,675,596 (-37.83%) Land $1,105,893 Building $569,703 | ||
| 2025 | $31,326.00 (+55.77%) | $2,695,000 (+50.38%) Land $1,770,000 Building $925,000 | |
| 2023 | $20,110.00 (+1.83%) | $1,792,082 Land $1,223,167 Building $568,915 | $1,860,570 |
| 2022 | $19,749.00 |
33 Bear Valley Rdg is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 62nd percentile of exposed land nationally · 38th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 524 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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