33 Armand Ave, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 33 Armand Ave, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,509 sqft · built 1970
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on File
Tax Bill	$6,064 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M15830`

Property Details

APN / Parcel Number

Primary APN	`M15830`
Alternative APNs	`LOWE M:242 B:240 L:33` `M:000242 T:M15830`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,509 sqft Living Area
Gross Area	2,362 sqft
1st Floor Area	1,118 sqft
Basement Area	1,118 sqft
Unfinished Basement	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M15830
Street Address	33 ARMAND AVE
City	LOWELL
State	MA
Zip	01852-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	240
Legal Lot Number	33
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1025
Census Tract	312300

Owner

33 Armand Ave is owner-occupied and held in a trust since June 2019.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	33 ARMAND AVE, LOWELL, MA 01852-5701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Jun 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 2019
Transfer Doc	33055-233
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	33 ARMAND AVE, LOWELL, MA 01852-5701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32884-192
Date	Apr 10, 2019
Book Page	32884/192
Instrument	12869

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 14, 2019
Property Address	33 ARMAND AVE, LOWELL, MA 01852-5701
Document Number	33055-233
Book / Page	033055 / 000233
Instrument Date	Jun 13, 2019
Instrument	22966
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	33 ARMAND AVE LOWELL MA 018525701, LOWELL, MA 01852-5701

Tax Assessment & Valuation

The 2026 property tax bill for 33 Armand Ave was $6,064, up 0.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,064.00 (+0.36%)	$534,300 (+1.52%) Land $211,700 Building $322,600	$516,260 (-5.88%)
2025	$6,042.00 (+5.68%)	$526,300 (+9.65%) Land $207,700 Building $318,600	$548,530 (+29.67%)
2024	$5,717.00 (+7.54%)	$480,000 (+12.15%) Land $194,100 Building $285,900	$423,035
2023	$5,316.00	$428,000 Land $168,800 Building $259,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Armand Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 33 Armand Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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