Essex County and Gloucester City property record for 33 Andrews St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,041 sqft · built 2018 |
| Lot Size | 0.586 acres (25,547 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000,000 (Nov 2016) |
| Tax Bill | $28,550 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0143 B:0054 L:0000 |
| Primary APN | GLOU M:0143 B:0054 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 5,041 sqft Living Area |
| Gross Area | 8,033 sqft |
| 1st Floor Area | 2,741 sqft |
| Basement Area | 1,455 sqft |
| Unfinished Basement | 1,455 sqft |
| Elevator | Elevator |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,547 sqft (0.586 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 33 ANDREWS ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 54 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 ANDREWS ST, GLOUCESTER, MA 01930-1167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| May 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Jan 7, 2019 | Deed of Trust, Mortgage · ARM CAPE ANN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2016 · Amount on Record |
| Deed Sale | Nov 4, 2016 · Amount on Record |
| Deed Book / Page | 35416 / 424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 33 ANDREWS ST, GLOUCESTER, MA 01930-1167 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043133-108 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 43133/108 |
| Instrument | 20251217000490 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 33 ANDREWS ST, GLOUCESTER, MA 01930-1167 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039868-108 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 39868/108 |
| Instrument | 20210512001900 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 33 ANDREWS ST, GLOUCESTER, MA 01930-1167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37259-523 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 37259/523 |
| Instrument | 20190107000050 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 4, 2027 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,550.00 (+2.9%) | $3,066,600 (+7.43%) Land $1,284,100 Building $1,782,500 | $2,926,041 (+35%) |
| 2025 | $27,746.00 (+1.3%) | $2,854,500 (+1.4%) Land $1,189,300 Building $1,665,200 | $2,167,425 |
| 2024 | $27,391.00 (+5.16%) | $2,815,100 (+14.46%) Land $1,132,400 Building $1,682,700 | |
| 2023 | $26,046.00 | $2,459,500 Land $966,100 Building $1,493,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (1991–2010) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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