32W774 Army Trail Rd, Wayne, IL 60184 Property Records

DuPage County property record for 32W774 Army Trail Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,252 sqft · built 1987
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Oct 2021)
Tax Bill	$20,212 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-18-104-002`

Property Details

APN / Parcel Number

Primary APN	`01-18-104-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	5,252 sqft Living Area
Gross Area	7,724 sqft
Basement Area	2,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	32W774 ARMY TRAIL RD
City	WAYNE
State	IL
Zip	60184-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	DUNHAM NORTH UNIT 1 ALL
Legal Subdivision	DUNHAM NORTH UNIT 1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1043
Census Tract	841308

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32W774 ARMY TRAIL RD, WAYNE, IL 60184-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 18, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	2021152860
Prior Transfer Date	Sep 30, 2003
Prior Transfer Doc	0000453677
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	32W774 ARMY TRAIL RD, WAYNE, IL 60184-2131
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 W 774 ARMY TRAIL RD, WAYNE, IL 60184

Mortgage

Document Number	0000062942
Date	Oct 6, 2025
Instrument	R2025-062942

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 18, 2021
Property Address	32W774 ARMY TRAIL RD, WAYNE, IL 60184-2131
Document Number	0000152860
Map Reference	DOC R76-45178
Instrument Date	Oct 1, 2021
Instrument	R2021-152860
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32W774 ARMY TRAIL RD, WAYNE, IL 60184-2131

Mortgage

Document Number	0000152861
Date	Oct 18, 2021
Instrument	R2021-152861

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,212.00 (+15.53%)	$308,077 (+31.92%) Land $67,189 Building $240,888	$924,231 (+31.92%) Land $201,567 Building $722,664
2022	$17,495.00 Homeowner's exemption	$233,540 Land $52,120 Building $181,420	$700,620 Land $156,360 Building $544,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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