32W350 Smith Rd, West Chicago, IL 60185 Property Records

DuPage County property record for 32W350 Smith Rd, West Chicago, IL 60185

Property Summary

Property Type	Single Family Home
Details	2,302 sqft · built 1918
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,000 (Feb 2019)
Tax Bill	$8,425 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-401-013`

Property Details

APN / Parcel Number

Primary APN	`01-19-401-013`

Interior

Stories	2 Stories
Building Area	2,302 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	43,560 sqft

Location & Zoning

Street Address	32W350 SMITH RD
City	WEST CHICAGO
State	IL
Zip	60185-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	E 160FT W 367.08FT N 335.86FT MEAS ON E LN FROM C/L SMITH RD & LYG S OF SMITH RD SW 1/4 SE 1/4 /EX HWY DESC R98-21236/
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1038
Census Tract	841313

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32W350 SMITH RD, WEST CHICAGO, IL 60185-1032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Feb 1, 2019	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Sep 14, 2016 · Amount on Record
Deed Document Number	20197684
Prior Transfer Date	Oct 6, 2009
Prior Transfer Doc	0000165294
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Apr 16, 2026
Property Address	32W350 SMITH RD, WEST CHICAGO, IL 60185-1032
Document Number	0000024677
Instrument Date	Apr 10, 2026
Instrument	202624677
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	32W350 SMITH RD, WEST CHICAGO, IL 60185-1032

Mortgage

Document Number	0000024677,
Date	Apr 16, 2026
Instrument	202624677

Lender

Name	FIRST AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	32W350 SMITH RD, WEST CHICAGO, IL 60185-1032
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068779
Date	May 3, 2021
Instrument	R2021-068779

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	32W350 SMITH RD, WEST CHICAGO, IL 60185-1032
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103171
Date	Nov 8, 2019
Instrument	R2019-103171

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 1, 2019
Property Address	32W350 SMITH RD, WEST CHICAGO, IL 60185-1032
Document Number	0000007684
Instrument Date	Dec 21, 2018
Instrument	R2019-007684
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32W350 SMITH RD, WEST CHICAGO, IL 60185-1032

Mortgage

Document Number	0000007685
Date	Feb 1, 2019
Instrument	R2019-007685

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	West Chicago City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,425.00 (+4.04%) Homeowner's exemption	$130,461 (+8.7%) Land $42,964 Building $87,497	$391,383 (+8.7%) Land $128,892 Building $262,491
2024	$8,098.00 (+8.92%)	$120,019 (+18.6%) Land $39,525 Building $80,494	$360,057 (+18.6%) Land $118,575 Building $241,482
2022	$7,435.00 Homeowner's exemption	$101,200 Land $33,330 Building $67,870	$303,600 Land $99,990 Building $203,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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