32993 Bradt Rd, Saint Charles, MN 55972 Property Records

Winona County property record for 32993 Bradt Rd, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1999
Lot Size	4.86 acres (211,702 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2026)
Tax Bill	$2,488 (2026)
Deeds & Mortgages	May 2026 Sale & Line of Credit Jan 2026 Sale + 2 more
APN	`14.000.2201`

Property Details

APN / Parcel Number

Primary APN	`14.000.2201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	211,702 sqft (4.86 acres)
Garage Type	Pole Building Garage
Garage Area	3,500 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Deck Area	400 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32993 BRADT RD
City	SAINT CHARLES
State	MN
Zip	55972-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANR
Legal Description	SECT-31 TWP-105 RANGE-010 4.86 AC 1.49 ACRES IN NW 1/4 COMMENCING AT NE CORNER NW 1/4, THENCE WEST ALONG NORTH LINE NW 1/4,
Legal Range	010
Legal Township	105
Legal Section	31
Jurisdiction	WINONA MN
Township / Civil Division	SARATOGA
Census Block Group	1
Census Block	1088
Census Tract	671000

Owner

32993 Bradt Rd is owned by two individuals who bought it in May 2026.

Source: Winona County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3296 7TH ST NW, ROCHESTER, MN 55901-6623
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Line of Credit PEOPLES STATE BANK/PLAINVIEW
Jan 7, 2026	Warranty Deed, Transfer ROCHESTER TITLE
Nov 19, 2025	Warranty Deed, Transfer MINNWEST BANK
Nov 19, 2025	Quit Claim Deed, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Jan 7, 2026 · Amount on File
Deed Document Number	2026666708
Prior Transfer Date	May 14, 2026
Prior Transfer Doc	0000666708
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	May 21, 2026
Property Address	32993 BRADT RD, SAINT CHARLES, MN 55972-4104
Document Number	0000666708
Instrument Date	May 14, 2026
Instrument	2026666708
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,992.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3296 7TH ST NW, ROCHESTER, MN 55901-6623

Mortgage

Document Number	0000666709,
Date	May 21, 2026
Instrument	2026666709

Lender

Name	PEOPLES STATE BANK/PLAINVIEW

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jan 7, 2026
Property Address	32993 BRADT RD, SAINT CHARLES, MN 55972-4104
Document Number	000A664670
Instrument Date	Jan 2, 2026
Instrument	A664670
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19475 COUNTY ROAD 39, SAINT CHARLES, MN 55972-4155

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 19, 2025
Property Address	32993 BRADT RD, SAINT CHARLES, MN 55972-4104
Document Number	000A663833
Instrument Date	Nov 12, 2025
Instrument	A663833
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 BROWNELL ST, SAINT CHARLES, MN 55972-5003
Investor	Possibly a Property Investor

Mortgage

Document Number	000A663834
Date	Nov 19, 2025
Instrument	A663834

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 14, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINONA MN
Recording Date	Nov 19, 2025
Property Address	32993 BRADT RD, SAINT CHARLES, MN 55972-4104
Document Number	000A663832
Instrument Date	Nov 11, 2025
Instrument	A663832
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 SHADYWOOD LN, DELANO, MN 55328-8706

Tax Assessment & Valuation

The 2026 property tax bill for 32993 Bradt Rd was $2,488, down 0.4% from the year before.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
County Subdivision	Saratoga Township
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,488.00 (-0.4%)	$266,900 (-5.42%) Land $102,900 Building $164,000	$266,900 (-5.42%) Land $102,900 Building $164,000
2025	$2,498.00	$282,200 Land $102,900 Building $179,300	$282,200 Land $102,900 Building $179,300
2023	$2,318.00	$260,100 Land $91,900 Building $168,200	$260,100 Land $91,900 Building $168,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 32993 Bradt Rd; there have been 37 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	37 (1982–2007)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32993 Bradt Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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