3299 SE Cypress St, Stuart, FL 34997 Property Records

Martin County property record for 3299 SE Cypress St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,170 sqft · built 1980
Lot Size	0.222 acres (9,670 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (May 2018)
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-029-0027.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-029-0027.0-1-0000`
Alternative APNs	`54-38-41-002-029-00270-1` `43824`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.222 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43824
Street Address	3299 SE CYPRESS ST
City	STUART
State	FL
Zip	34997-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK SEC 2 LOT 27 BLK 29
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	29
Legal Lot Number	27
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1025
Census Tract	1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3299 SE CYPRESS ST, STUART, FL 34997-7818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional with PMI R P FNDG INC
Jul 1, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CAPITAL PARTNERS MORTGAGE LLC
Mar 28, 2018	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	20182697244
Deed Book / Page	2995 / 1018
Prior Transfer Date	Jul 5, 2007
Prior Transfer Doc	0022640394
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3299 SE CYPRESS ST, STUART, FL 34997-7818
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3299 SE CYPRESS ST, STUART, FL 34997-7818

Mortgage

Document Number	0032861428
Date	Jan 18, 2022
Book Page	3286/1428
Instrument	2937349

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3299 SE CYPRESS ST, STUART, FL 34997-7818
Document Number	0031881903
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3299 SE CYPRESS ST STUART FL 349977818, STUART, FL 34997-7818

Mortgage

Document Number	0031881903
Date	Jan 11, 2021
Book Page	003188/001903
Instrument	2860971

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3299 SE CYPRESS ST, STUART, FL 34997-7818
Document Number	0030711658
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3299 SE CYPRESS ST STUART FL 349977818, STUART, FL 34997-7818

Mortgage

Document Number	0030711658
Date	Jul 17, 2019
Book Page	003071/001658
Instrument	2765457

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 30, 2018
Property Address	3299 SE CYPRESS ST, STUART, FL 34997-7818
Document Number	0029951018
Book / Page	02995 / 1018
Map Reference	MB3 PG27
Instrument Date	May 29, 2018
Instrument	2697244
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 NE CHARLESTON OAKS DR, 111, PORT SAINT LUCIE, FL 34983-3345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3299 SE CYPRESS ST, STUART, FL 34997-7818

Mortgage

Document Number	0002697245
Date	May 30, 2018
Instrument	2697245

Lender

Name	CAPITAL PARTNERS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 28, 2018
Property Address	3299 SE CYPRESS ST, STUART, FL 34997-7818
Document Number	0029830524
Book / Page	002983 / 000524
Instrument Date	Mar 23, 2018
Instrument	2686089
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$826.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 NE CHARLESTON OAKS DR PORT ST LUCIE FL 349833345, PORT ST LUCIE, FL 34983-3345

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,790.00 (+0.11%) Additional exemption filed	$150,101 (+5.99%)	$264,800 (+4.22%) Land $125,000 Building $139,800
2024	$2,787.00 (+2.35%)
2023	$2,723.00 (+3.3%) Additional exemption filed	$141,623 (+3%)	$254,090 (+14.56%) Land $120,000 Building $134,090
2022	$2,636.00 Homeowner's exemption	$137,499	$221,790 Land $110,000 Building $111,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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