3299 Dow Ln, Spring Hill, FL 34609 Property Records

Hernando County property record for 3299 Dow Ln, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,575 sqft · built 2000
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (May 2023)
Tax Bill$2,767 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5240-1627-0080

Property Details

APN / Parcel Number

Primary APNR32-323-17-5240-1627-0080
Alternative APNs
  • 00643496
  • 643496

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,575 sqft Living Area
1st Floor Area1,575 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions161 ft deep x 80 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area170 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00643496
Street Address3299 DOW LN
CitySPRING HILL
StateFL
Zip34609-4548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 24 BLK 1627 LOT 8
Legal Range18E
Legal Township23S
Legal Section22
Legal SubdivisionSPRING HILL UNIT 24
Legal Block1627
Legal Lot Number8
Legal Unit24
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1057
Census Tract40908

Owner

Source: Hernando County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3299 DOW LN, SPRING HILL, FL 34609-4548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2023 · Amount on Record
Deed SaleMay 17, 2023 · Amount on Record
Prior SaleJan 23, 2003 · Amount on Record
Deed Document Number2023029966
Deed Book / Page4298 / 1473
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 17, 2023
Property Address3299 DOW LN, SPRING HILL, FL 34609-4548
Document Number0042981473
Book / Page4298 / 1473
Map ReferenceMB 10 PG 53-60
Instrument DateMay 8, 2023
Instrument2023029966
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address537 MAGELLAN DR, SARASOTA, FL 34243-1025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3299 DOW LN, SPRING HILL, FL 34609-4548

Mortgage

Document Number2023029967
DateMay 17, 2023
Instrument2023029967
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,767.00 (+600.51%) Additional exemption filed$238,301 (+176.52%) Land $50,228 Building $188,073$238,301 (+1.28%) Land $50,228 Building $188,073
2023$86,180 (+3%) Land $86,180
2022$395.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$83,670$235,289 Land $48,940 Building $186,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Tillman Global Holdings, Verizon.

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