3299 Carman Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3299 Carman Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,414 sqft · built 1950
Lot Size0.433 acres (18,870 sqft)
Owner2 Individual Names on File
Last Sale$169,900 (May 2008)
Tax Bill$5,269 (2026)
Deeds & MortgagesJul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN013089 15.14-4-1

Property Details

APN / Parcel Number

Primary APN013089 15.14-4-1
Alternative APNs
  • 308901501400040010000000
  • 01501400040010000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,414 sqft Living Area
1st Floor Area832 sqft
Upper Floors Area582 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area18,870 sqft (0.433 acres)
Lot Dimensions185 ft deep x 102 ft wide
Garage TypeAttached
Garage Area338 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01501400040010000000
Street Address3299 CARMAN RD
CitySCHENECTADY
StateNY
Zip12303-4641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBNRP
Legal DescriptionLOT 4 LILLIAN ESTS 3015 LILLIAN RD
Legal SubdivisionMAP OF LILLIAN ESTATES NO 1
Legal Block4
Legal Lot Number1.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3031
Census Tract14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3299 CARMAN RD, SCHENECTADY, NY 12303-4641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2008 · Amount on File
Deed SaleMay 6, 2008 · Amount on File
Prior SaleAug 22, 2005 · Amount on File
Deed Book / Page2918 / 1080
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3299 CARMAN RD, SCHENECTADY, NY 12303-4641
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyALBATROSS TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003509
DateJul 31, 2023
InstrumentR2023-13509
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,269.00 (+10.44%) Homeowner's exemption
2025$4,771.00 (+13.92%) Homeowner's exemption$179,000 (-) Land $36,000 Building $143,000$238,667 (+13.33%) Land $48,000 Building $190,667
2023$179,000 (-) Land $36,000 Building $143,000$210,588 (+7.06%) Land $42,353 Building $168,235
2022$179,000 Land $36,000 Building $143,000$196,703 Land $39,560 Building $157,143
2021$4,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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