32985 Sutton Rd, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 32985 Sutton Rd, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,236 sqft · built 1987
Lot Size	0.635 acres (27,661 sqft)
Owner	Individual Name on File
Tax Bill	$4,694 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`15-09-27-226-027`

Property Details

APN / Parcel Number

Primary APN	`15-09-27-226-027`
Alternative APN	`0927226027`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	27,661 sqft (0.635 acres)
Lot Dimensions	395 ft deep x 70 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32985 SUTTON RD
City	CHESTERFIELD
State	MI
Zip	48047-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	SUPERVISORS PLAT OF BAKERS SALT RIVER SUBDIVISION NO 1 LOT 137 EXC BEG AT NW COR SD LOT; TH N7436'45"E 365.90 FT ALG N'LY LOT LINE TO NE COR SD LOT; TH S6847'36"W 219.30 FT; TH S83*07'20"W 150.27 FT TO POB. FR 09-27-226-019 7/28/87
Legal Subdivision	SALT RIVER SUBDIVISION
Legal Lot Number	137
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2005
Census Tract	222500

Owner

32985 Sutton Rd is owned and occupied by an individual who acquired it in June 2015.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	32985 SUTTON RD, CHESTERFIELD, MI 48047-3318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 19, 2015
Transfer Doc	0000078724
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32985 SUTTON RD, CHESTERFIELD, MI 48047-3318
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32985 SUTTON RD, CHESTERFIELD, MI 48047-3318

Mortgage

Document Number	2300094663
Date	Nov 9, 2023
Book Page	29371/163
Instrument	202300094663

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 32985 Sutton Rd was $4,694 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,900 (+1.65%)	$493,800 (+1.65%)
2025	$4,694.00 Homeowner's exemption	$242,900	$485,800
2023		$196,500	$393,000
2022	$4,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32985 Sutton Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1985–2023)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32985 Sutton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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